LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,216
−HK$3,525/mo
▼ 0.25% · 3.875%
HK$57,965
−HK$1,776/mo
Today · 4.125%
HK$59,741
baseline
▲ 0.50% · 4.625%
HK$63,376
+HK$3,635/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$119,482/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,540
−HK$3,379/mo
▼ 0.25% · 3.875%
HK$64,217
−HK$1,702/mo
Today · 4.125%
HK$65,919
baseline
▲ 0.50% · 4.625%
HK$69,393
+HK$3,474/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$131,838/mo (50% DSR)
Upfront cash ≈ HK$13.37M (deposit + AVD stamp duty HK$1,047,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,459
−HK$4,231/mo
▼ 0.25% · 3.875%
HK$69,558
−HK$2,132/mo
Today · 4.125%
HK$71,690
baseline
▲ 0.50% · 4.625%
HK$76,052
+HK$4,362/mo
Deposit HK$9.86M · loan HK$14.79M · min. income ≈ HK$143,380/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,047,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,048
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$77,061
−HK$2,041/mo
Today · 4.125%
HK$79,102
baseline
▲ 0.50% · 4.625%
HK$83,272
+HK$4,170/mo
Deposit HK$9.86M · loan HK$14.79M · min. income ≈ HK$158,204/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,047,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,703
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,151
−HK$2,487/mo
Today · 4.125%
HK$83,638
baseline
▲ 0.50% · 4.625%
HK$88,727
+HK$5,089/mo
Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$167,276/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,556
−HK$4,730/mo
▼ 0.25% · 3.875%
HK$89,904
−HK$2,382/mo
Today · 4.125%
HK$92,286
baseline
▲ 0.50% · 4.625%
HK$97,151
+HK$4,865/mo
Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$184,572/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,189
−HK$6,345/mo
▼ 0.25% · 3.875%
HK$104,337
−HK$3,197/mo
Today · 4.125%
HK$107,534
baseline
▲ 0.50% · 4.625%
HK$114,078
+HK$6,544/mo
Deposit HK$2.47M · loan HK$22.19M · min. income ≈ HK$215,068/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,771 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,572
−HK$6,082/mo
▼ 0.25% · 3.875%
HK$115,591
−HK$3,063/mo
Today · 4.125%
HK$118,654
baseline
▲ 0.50% · 4.625%
HK$124,908
+HK$6,254/mo
Deposit HK$2.47M · loan HK$22.19M · min. income ≈ HK$237,308/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,771 · Scale 2, in force from 26 Feb 2026)