LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,227
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,976
−HK$1,777/mo
Today · 4.125%
HK$59,753
baseline
▲ 0.50% · 4.625%
HK$63,389
+HK$3,636/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$119,506/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,047,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,552
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,230
−HK$1,702/mo
Today · 4.125%
HK$65,932
baseline
▲ 0.50% · 4.625%
HK$69,407
+HK$3,475/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$131,864/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,047,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,472
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,571
−HK$2,133/mo
Today · 4.125%
HK$71,704
baseline
▲ 0.50% · 4.625%
HK$76,067
+HK$4,363/mo
Deposit HK$9.86M · loan HK$14.79M · min. income ≈ HK$143,408/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,047,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,062
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,076
−HK$2,042/mo
Today · 4.125%
HK$79,118
baseline
▲ 0.50% · 4.625%
HK$83,288
+HK$4,170/mo
Deposit HK$9.86M · loan HK$14.79M · min. income ≈ HK$158,236/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,047,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,718
−HK$4,936/mo
▼ 0.25% · 3.875%
HK$81,166
−HK$2,488/mo
Today · 4.125%
HK$83,654
baseline
▲ 0.50% · 4.625%
HK$88,744
+HK$5,090/mo
Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$167,308/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,047,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,573
−HK$4,731/mo
▼ 0.25% · 3.875%
HK$89,922
−HK$2,382/mo
Today · 4.125%
HK$92,304
baseline
▲ 0.50% · 4.625%
HK$97,170
+HK$4,866/mo
Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$184,608/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,047,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,209
−HK$6,346/mo
▼ 0.25% · 3.875%
HK$104,357
−HK$3,198/mo
Today · 4.125%
HK$107,555
baseline
▲ 0.50% · 4.625%
HK$114,100
+HK$6,545/mo
Deposit HK$2.47M · loan HK$22.19M · min. income ≈ HK$215,110/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,594
−HK$6,083/mo
▼ 0.25% · 3.875%
HK$115,613
−HK$3,064/mo
Today · 4.125%
HK$118,677
baseline
▲ 0.50% · 4.625%
HK$124,932
+HK$6,255/mo
Deposit HK$2.47M · loan HK$22.19M · min. income ≈ HK$237,354/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,047,975 · Scale 2, in force from 26 Feb 2026)