LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,237
−HK$3,526/mo
▼ 0.25% · 3.875%
HK$57,986
−HK$1,777/mo
Today · 4.125%
HK$59,763
baseline
▲ 0.50% · 4.625%
HK$63,400
+HK$3,637/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$119,526/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,563
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,241
−HK$1,702/mo
Today · 4.125%
HK$65,943
baseline
▲ 0.50% · 4.625%
HK$69,419
+HK$3,476/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$131,886/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,484
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,583
−HK$2,133/mo
Today · 4.125%
HK$71,716
baseline
▲ 0.50% · 4.625%
HK$76,080
+HK$4,364/mo
Deposit HK$9.86M · loan HK$14.80M · min. income ≈ HK$143,432/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,048,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,075
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,089
−HK$2,043/mo
Today · 4.125%
HK$79,132
baseline
▲ 0.50% · 4.625%
HK$83,303
+HK$4,171/mo
Deposit HK$9.86M · loan HK$14.80M · min. income ≈ HK$158,264/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,048,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,732
−HK$4,937/mo
▼ 0.25% · 3.875%
HK$81,181
−HK$2,488/mo
Today · 4.125%
HK$83,669
baseline
▲ 0.50% · 4.625%
HK$88,760
+HK$5,091/mo
Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$167,338/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,588
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,937
−HK$2,383/mo
Today · 4.125%
HK$92,320
baseline
▲ 0.50% · 4.625%
HK$97,186
+HK$4,866/mo
Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$184,640/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,226
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,375
−HK$3,199/mo
Today · 4.125%
HK$107,574
baseline
▲ 0.50% · 4.625%
HK$114,120
+HK$6,546/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$215,148/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,048,157 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,613
−HK$6,084/mo
▼ 0.25% · 3.875%
HK$115,633
−HK$3,064/mo
Today · 4.125%
HK$118,697
baseline
▲ 0.50% · 4.625%
HK$124,954
+HK$6,257/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$237,394/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,048,157 · Scale 2, in force from 26 Feb 2026)