LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,242
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,992
−HK$1,777/mo
Today · 4.125%
HK$59,769
baseline
▲ 0.50% · 4.625%
HK$63,406
+HK$3,637/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$119,538/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,569
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,247
−HK$1,702/mo
Today · 4.125%
HK$65,949
baseline
▲ 0.50% · 4.625%
HK$69,426
+HK$3,477/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$131,898/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,491
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,590
−HK$2,133/mo
Today · 4.125%
HK$71,723
baseline
▲ 0.50% · 4.625%
HK$76,087
+HK$4,364/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$143,446/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,048,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,083
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,096
−HK$2,043/mo
Today · 4.125%
HK$79,139
baseline
▲ 0.50% · 4.625%
HK$83,311
+HK$4,172/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$158,278/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,048,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,739
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,188
−HK$2,489/mo
Today · 4.125%
HK$83,677
baseline
▲ 0.50% · 4.625%
HK$88,768
+HK$5,091/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$167,354/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,597
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,946
−HK$2,383/mo
Today · 4.125%
HK$92,329
baseline
▲ 0.50% · 4.625%
HK$97,196
+HK$4,867/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$184,658/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,236
−HK$6,349/mo
▼ 0.25% · 3.875%
HK$104,385
−HK$3,200/mo
Today · 4.125%
HK$107,585
baseline
▲ 0.50% · 4.625%
HK$114,131
+HK$6,546/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$215,170/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,048,259 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,624
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,645
−HK$3,064/mo
Today · 4.125%
HK$118,709
baseline
▲ 0.50% · 4.625%
HK$124,966
+HK$6,257/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$237,418/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,048,259 · Scale 2, in force from 26 Feb 2026)