LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,243
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,993
−HK$1,777/mo
Today · 4.125%
HK$59,770
baseline
▲ 0.50% · 4.625%
HK$63,407
+HK$3,637/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$119,540/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,570
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,248
−HK$1,702/mo
Today · 4.125%
HK$65,950
baseline
▲ 0.50% · 4.625%
HK$69,427
+HK$3,477/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$131,900/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,492
−HK$4,232/mo
▼ 0.25% · 3.875%
HK$69,591
−HK$2,133/mo
Today · 4.125%
HK$71,724
baseline
▲ 0.50% · 4.625%
HK$76,088
+HK$4,364/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$143,448/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,048,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,084
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,098
−HK$2,043/mo
Today · 4.125%
HK$79,141
baseline
▲ 0.50% · 4.625%
HK$83,312
+HK$4,171/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$158,282/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,048,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,740
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,190
−HK$2,488/mo
Today · 4.125%
HK$83,678
baseline
▲ 0.50% · 4.625%
HK$88,770
+HK$5,092/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$167,356/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,598
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,947
−HK$2,384/mo
Today · 4.125%
HK$92,331
baseline
▲ 0.50% · 4.625%
HK$97,197
+HK$4,866/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$184,662/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,238
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,387
−HK$3,199/mo
Today · 4.125%
HK$107,586
baseline
▲ 0.50% · 4.625%
HK$114,133
+HK$6,547/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$215,172/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,048,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,626
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,647
−HK$3,064/mo
Today · 4.125%
HK$118,711
baseline
▲ 0.50% · 4.625%
HK$124,968
+HK$6,257/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$237,422/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,048,275 · Scale 2, in force from 26 Feb 2026)