LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,244
−HK$3,527/mo
▼ 0.25% · 3.875%
HK$57,993
−HK$1,778/mo
Today · 4.125%
HK$59,771
baseline
▲ 0.50% · 4.625%
HK$63,408
+HK$3,637/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$119,542/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,571
−HK$3,380/mo
▼ 0.25% · 3.875%
HK$64,249
−HK$1,702/mo
Today · 4.125%
HK$65,951
baseline
▲ 0.50% · 4.625%
HK$69,427
+HK$3,476/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$131,902/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,492
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,592
−HK$2,133/mo
Today · 4.125%
HK$71,725
baseline
▲ 0.50% · 4.625%
HK$76,089
+HK$4,364/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$143,450/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,048,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,085
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$77,098
−HK$2,043/mo
Today · 4.125%
HK$79,141
baseline
▲ 0.50% · 4.625%
HK$83,313
+HK$4,172/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$158,282/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$1,048,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,741
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,191
−HK$2,488/mo
Today · 4.125%
HK$83,679
baseline
▲ 0.50% · 4.625%
HK$88,771
+HK$5,092/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$167,358/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,599
−HK$4,732/mo
▼ 0.25% · 3.875%
HK$89,948
−HK$2,383/mo
Today · 4.125%
HK$92,331
baseline
▲ 0.50% · 4.625%
HK$97,198
+HK$4,867/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$184,662/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,239
−HK$6,348/mo
▼ 0.25% · 3.875%
HK$104,388
−HK$3,199/mo
Today · 4.125%
HK$107,587
baseline
▲ 0.50% · 4.625%
HK$114,134
+HK$6,547/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$215,174/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,048,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,627
−HK$6,085/mo
▼ 0.25% · 3.875%
HK$115,648
−HK$3,064/mo
Today · 4.125%
HK$118,712
baseline
▲ 0.50% · 4.625%
HK$124,969
+HK$6,257/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$237,424/mo (50% DSR)
Upfront cash ≈ HK$3.51M (deposit + AVD stamp duty HK$1,048,285 · Scale 2, in force from 26 Feb 2026)