LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,251
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,001
−HK$1,778/mo
Today · 4.125%
HK$59,779
baseline
▲ 0.50% · 4.625%
HK$63,416
+HK$3,637/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$119,558/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,579
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,257
−HK$1,703/mo
Today · 4.125%
HK$65,960
baseline
▲ 0.50% · 4.625%
HK$69,437
+HK$3,477/mo
Deposit HK$12.33M · loan HK$12.33M · min. income ≈ HK$131,920/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,502
−HK$4,233/mo
▼ 0.25% · 3.875%
HK$69,601
−HK$2,134/mo
Today · 4.125%
HK$71,735
baseline
▲ 0.50% · 4.625%
HK$76,099
+HK$4,364/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$143,470/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,095
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,109
−HK$2,043/mo
Today · 4.125%
HK$79,152
baseline
▲ 0.50% · 4.625%
HK$83,324
+HK$4,172/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$158,304/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,752
−HK$4,938/mo
▼ 0.25% · 3.875%
HK$81,202
−HK$2,488/mo
Today · 4.125%
HK$83,690
baseline
▲ 0.50% · 4.625%
HK$88,783
+HK$5,093/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$167,380/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,611
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,960
−HK$2,384/mo
Today · 4.125%
HK$92,344
baseline
▲ 0.50% · 4.625%
HK$97,212
+HK$4,868/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$184,688/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,252
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$104,402
−HK$3,200/mo
Today · 4.125%
HK$107,602
baseline
▲ 0.50% · 4.625%
HK$114,149
+HK$6,547/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$215,204/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,428 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,642
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$115,663
−HK$3,065/mo
Today · 4.125%
HK$118,728
baseline
▲ 0.50% · 4.625%
HK$124,986
+HK$6,258/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$237,456/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,428 · Scale 2, in force from 26 Feb 2026)