LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,255
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,005
−HK$1,778/mo
Today · 4.125%
HK$59,783
baseline
▲ 0.50% · 4.625%
HK$63,421
+HK$3,638/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$119,566/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,583
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,262
−HK$1,703/mo
Today · 4.125%
HK$65,965
baseline
▲ 0.50% · 4.625%
HK$69,442
+HK$3,477/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$131,930/mo (50% DSR)
Upfront cash ≈ HK$13.38M (deposit + AVD stamp duty HK$1,048,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,506
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,606
−HK$2,134/mo
Today · 4.125%
HK$71,740
baseline
▲ 0.50% · 4.625%
HK$76,105
+HK$4,365/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$143,480/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,100
−HK$4,057/mo
▼ 0.25% · 3.875%
HK$77,114
−HK$2,043/mo
Today · 4.125%
HK$79,157
baseline
▲ 0.50% · 4.625%
HK$83,330
+HK$4,173/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$158,314/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,757
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,207
−HK$2,489/mo
Today · 4.125%
HK$83,696
baseline
▲ 0.50% · 4.625%
HK$88,789
+HK$5,093/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$167,392/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,617
−HK$4,733/mo
▼ 0.25% · 3.875%
HK$89,967
−HK$2,383/mo
Today · 4.125%
HK$92,350
baseline
▲ 0.50% · 4.625%
HK$97,218
+HK$4,868/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$184,700/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,259
−HK$6,350/mo
▼ 0.25% · 3.875%
HK$104,409
−HK$3,200/mo
Today · 4.125%
HK$107,609
baseline
▲ 0.50% · 4.625%
HK$114,157
+HK$6,548/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$215,218/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,650
−HK$6,086/mo
▼ 0.25% · 3.875%
HK$115,671
−HK$3,065/mo
Today · 4.125%
HK$118,736
baseline
▲ 0.50% · 4.625%
HK$124,995
+HK$6,259/mo
Deposit HK$2.47M · loan HK$22.20M · min. income ≈ HK$237,472/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,500 · Scale 2, in force from 26 Feb 2026)