LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,263
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,013
−HK$1,778/mo
Today · 4.125%
HK$59,791
baseline
▲ 0.50% · 4.625%
HK$63,429
+HK$3,638/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$119,582/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,048,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,592
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,270
−HK$1,703/mo
Today · 4.125%
HK$65,973
baseline
▲ 0.50% · 4.625%
HK$69,451
+HK$3,478/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$131,946/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,048,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,515
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,615
−HK$2,134/mo
Today · 4.125%
HK$71,749
baseline
▲ 0.50% · 4.625%
HK$76,115
+HK$4,366/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$143,498/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,110
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,124
−HK$2,044/mo
Today · 4.125%
HK$79,168
baseline
▲ 0.50% · 4.625%
HK$83,341
+HK$4,173/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$158,336/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,768
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,218
−HK$2,489/mo
Today · 4.125%
HK$83,707
baseline
▲ 0.50% · 4.625%
HK$88,801
+HK$5,094/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$167,414/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,628
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,979
−HK$2,384/mo
Today · 4.125%
HK$92,363
baseline
▲ 0.50% · 4.625%
HK$97,231
+HK$4,868/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$184,726/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,273
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$104,423
−HK$3,201/mo
Today · 4.125%
HK$107,624
baseline
▲ 0.50% · 4.625%
HK$114,172
+HK$6,548/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$215,248/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,639 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,665
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,687
−HK$3,065/mo
Today · 4.125%
HK$118,752
baseline
▲ 0.50% · 4.625%
HK$125,012
+HK$6,260/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$237,504/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,639 · Scale 2, in force from 26 Feb 2026)