LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,264
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,014
−HK$1,778/mo
Today · 4.125%
HK$59,792
baseline
▲ 0.50% · 4.625%
HK$63,430
+HK$3,638/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$119,584/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,048,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,593
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,272
−HK$1,703/mo
Today · 4.125%
HK$65,975
baseline
▲ 0.50% · 4.625%
HK$69,452
+HK$3,477/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$131,950/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,048,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,517
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,617
−HK$2,134/mo
Today · 4.125%
HK$71,751
baseline
▲ 0.50% · 4.625%
HK$76,117
+HK$4,366/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$143,502/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,112
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,126
−HK$2,044/mo
Today · 4.125%
HK$79,170
baseline
▲ 0.50% · 4.625%
HK$83,343
+HK$4,173/mo
Deposit HK$9.87M · loan HK$14.80M · min. income ≈ HK$158,340/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,770
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,220
−HK$2,489/mo
Today · 4.125%
HK$83,709
baseline
▲ 0.50% · 4.625%
HK$88,803
+HK$5,094/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$167,418/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,630
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,981
−HK$2,384/mo
Today · 4.125%
HK$92,365
baseline
▲ 0.50% · 4.625%
HK$97,233
+HK$4,868/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$184,730/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,275
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$104,425
−HK$3,201/mo
Today · 4.125%
HK$107,626
baseline
▲ 0.50% · 4.625%
HK$114,175
+HK$6,549/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$215,252/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,668
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,689
−HK$3,066/mo
Today · 4.125%
HK$118,755
baseline
▲ 0.50% · 4.625%
HK$125,014
+HK$6,259/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$237,510/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,663 · Scale 2, in force from 26 Feb 2026)