LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,266
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,016
−HK$1,779/mo
Today · 4.125%
HK$59,795
baseline
▲ 0.50% · 4.625%
HK$63,433
+HK$3,638/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$119,590/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,048,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,596
−HK$3,381/mo
▼ 0.25% · 3.875%
HK$64,274
−HK$1,703/mo
Today · 4.125%
HK$65,977
baseline
▲ 0.50% · 4.625%
HK$69,455
+HK$3,478/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$131,954/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,048,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,519
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,620
−HK$2,134/mo
Today · 4.125%
HK$71,754
baseline
▲ 0.50% · 4.625%
HK$76,120
+HK$4,366/mo
Deposit HK$9.87M · loan HK$14.81M · min. income ≈ HK$143,508/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,115
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,129
−HK$2,044/mo
Today · 4.125%
HK$79,173
baseline
▲ 0.50% · 4.625%
HK$83,346
+HK$4,173/mo
Deposit HK$9.87M · loan HK$14.81M · min. income ≈ HK$158,346/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,773
−HK$4,939/mo
▼ 0.25% · 3.875%
HK$81,223
−HK$2,489/mo
Today · 4.125%
HK$83,712
baseline
▲ 0.50% · 4.625%
HK$88,806
+HK$5,094/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$167,424/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,634
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$89,984
−HK$2,384/mo
Today · 4.125%
HK$92,368
baseline
▲ 0.50% · 4.625%
HK$97,237
+HK$4,869/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$184,736/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,279
−HK$6,351/mo
▼ 0.25% · 3.875%
HK$104,430
−HK$3,200/mo
Today · 4.125%
HK$107,630
baseline
▲ 0.50% · 4.625%
HK$114,179
+HK$6,549/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$215,260/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,705 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,672
−HK$6,087/mo
▼ 0.25% · 3.875%
HK$115,694
−HK$3,065/mo
Today · 4.125%
HK$118,759
baseline
▲ 0.50% · 4.625%
HK$125,019
+HK$6,260/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$237,518/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,705 · Scale 2, in force from 26 Feb 2026)