LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,270
−HK$3,528/mo
▼ 0.25% · 3.875%
HK$58,020
−HK$1,778/mo
Today · 4.125%
HK$59,798
baseline
▲ 0.50% · 4.625%
HK$63,437
+HK$3,639/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$119,596/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,048,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,599
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,278
−HK$1,703/mo
Today · 4.125%
HK$65,981
baseline
▲ 0.50% · 4.625%
HK$69,459
+HK$3,478/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$131,962/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,048,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,524
−HK$4,234/mo
▼ 0.25% · 3.875%
HK$69,624
−HK$2,134/mo
Today · 4.125%
HK$71,758
baseline
▲ 0.50% · 4.625%
HK$76,124
+HK$4,366/mo
Deposit HK$9.87M · loan HK$14.81M · min. income ≈ HK$143,516/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,119
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,134
−HK$2,044/mo
Today · 4.125%
HK$79,178
baseline
▲ 0.50% · 4.625%
HK$83,351
+HK$4,173/mo
Deposit HK$9.87M · loan HK$14.81M · min. income ≈ HK$158,356/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,778
−HK$4,940/mo
▼ 0.25% · 3.875%
HK$81,228
−HK$2,490/mo
Today · 4.125%
HK$83,718
baseline
▲ 0.50% · 4.625%
HK$88,812
+HK$5,094/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$167,436/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,639
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$89,990
−HK$2,384/mo
Today · 4.125%
HK$92,374
baseline
▲ 0.50% · 4.625%
HK$97,243
+HK$4,869/mo
Deposit HK$7.40M · loan HK$17.27M · min. income ≈ HK$184,748/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,285
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$104,436
−HK$3,201/mo
Today · 4.125%
HK$107,637
baseline
▲ 0.50% · 4.625%
HK$114,186
+HK$6,549/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$215,274/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,679
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$115,701
−HK$3,066/mo
Today · 4.125%
HK$118,767
baseline
▲ 0.50% · 4.625%
HK$125,027
+HK$6,260/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$237,534/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,769 · Scale 2, in force from 26 Feb 2026)