LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,274
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,024
−HK$1,779/mo
Today · 4.125%
HK$59,803
baseline
▲ 0.50% · 4.625%
HK$63,441
+HK$3,638/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$119,606/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,048,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,604
−HK$3,382/mo
▼ 0.25% · 3.875%
HK$64,283
−HK$1,703/mo
Today · 4.125%
HK$65,986
baseline
▲ 0.50% · 4.625%
HK$69,464
+HK$3,478/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$131,972/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,048,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,528
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,629
−HK$2,134/mo
Today · 4.125%
HK$71,763
baseline
▲ 0.50% · 4.625%
HK$76,130
+HK$4,367/mo
Deposit HK$9.87M · loan HK$14.81M · min. income ≈ HK$143,526/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,125
−HK$4,058/mo
▼ 0.25% · 3.875%
HK$77,139
−HK$2,044/mo
Today · 4.125%
HK$79,183
baseline
▲ 0.50% · 4.625%
HK$83,357
+HK$4,174/mo
Deposit HK$9.87M · loan HK$14.81M · min. income ≈ HK$158,366/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,048,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,783
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,234
−HK$2,490/mo
Today · 4.125%
HK$83,724
baseline
▲ 0.50% · 4.625%
HK$88,818
+HK$5,094/mo
Deposit HK$7.40M · loan HK$17.28M · min. income ≈ HK$167,448/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,645
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$89,996
−HK$2,385/mo
Today · 4.125%
HK$92,381
baseline
▲ 0.50% · 4.625%
HK$97,250
+HK$4,869/mo
Deposit HK$7.40M · loan HK$17.28M · min. income ≈ HK$184,762/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,048,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,293
−HK$6,352/mo
▼ 0.25% · 3.875%
HK$104,443
−HK$3,202/mo
Today · 4.125%
HK$107,645
baseline
▲ 0.50% · 4.625%
HK$114,194
+HK$6,549/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$215,290/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,687
−HK$6,088/mo
▼ 0.25% · 3.875%
HK$115,709
−HK$3,066/mo
Today · 4.125%
HK$118,775
baseline
▲ 0.50% · 4.625%
HK$125,036
+HK$6,261/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$237,550/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,048,843 · Scale 2, in force from 26 Feb 2026)