LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,282
−HK$3,530/mo
▼ 0.25% · 3.875%
HK$58,033
−HK$1,779/mo
Today · 4.125%
HK$59,812
baseline
▲ 0.50% · 4.625%
HK$63,451
+HK$3,639/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$119,624/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,049,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,613
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,293
−HK$1,703/mo
Today · 4.125%
HK$65,996
baseline
▲ 0.50% · 4.625%
HK$69,475
+HK$3,479/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$131,992/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,049,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,539
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,639
−HK$2,135/mo
Today · 4.125%
HK$71,774
baseline
▲ 0.50% · 4.625%
HK$76,141
+HK$4,367/mo
Deposit HK$9.87M · loan HK$14.81M · min. income ≈ HK$143,548/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,049,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,136
−HK$4,059/mo
▼ 0.25% · 3.875%
HK$77,151
−HK$2,044/mo
Today · 4.125%
HK$79,195
baseline
▲ 0.50% · 4.625%
HK$83,370
+HK$4,175/mo
Deposit HK$9.87M · loan HK$14.81M · min. income ≈ HK$158,390/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,049,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,795
−HK$4,941/mo
▼ 0.25% · 3.875%
HK$81,246
−HK$2,490/mo
Today · 4.125%
HK$83,736
baseline
▲ 0.50% · 4.625%
HK$88,831
+HK$5,095/mo
Deposit HK$7.40M · loan HK$17.28M · min. income ≈ HK$167,472/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,049,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,659
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$90,010
−HK$2,385/mo
Today · 4.125%
HK$92,395
baseline
▲ 0.50% · 4.625%
HK$97,265
+HK$4,870/mo
Deposit HK$7.40M · loan HK$17.28M · min. income ≈ HK$184,790/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,049,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,308
−HK$6,353/mo
▼ 0.25% · 3.875%
HK$104,459
−HK$3,202/mo
Today · 4.125%
HK$107,661
baseline
▲ 0.50% · 4.625%
HK$114,212
+HK$6,551/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$215,322/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,049,001 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,704
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$115,727
−HK$3,066/mo
Today · 4.125%
HK$118,793
baseline
▲ 0.50% · 4.625%
HK$125,055
+HK$6,262/mo
Deposit HK$2.47M · loan HK$22.21M · min. income ≈ HK$237,586/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,049,001 · Scale 2, in force from 26 Feb 2026)