LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,285
−HK$3,529/mo
▼ 0.25% · 3.875%
HK$58,035
−HK$1,779/mo
Today · 4.125%
HK$59,814
baseline
▲ 0.50% · 4.625%
HK$63,454
+HK$3,640/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$119,628/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,049,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,616
−HK$3,383/mo
▼ 0.25% · 3.875%
HK$64,295
−HK$1,704/mo
Today · 4.125%
HK$65,999
baseline
▲ 0.50% · 4.625%
HK$69,478
+HK$3,479/mo
Deposit HK$12.34M · loan HK$12.34M · min. income ≈ HK$131,998/mo (50% DSR)
Upfront cash ≈ HK$13.39M (deposit + AVD stamp duty HK$1,049,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,542
−HK$4,235/mo
▼ 0.25% · 3.875%
HK$69,642
−HK$2,135/mo
Today · 4.125%
HK$71,777
baseline
▲ 0.50% · 4.625%
HK$76,144
+HK$4,367/mo
Deposit HK$9.87M · loan HK$14.81M · min. income ≈ HK$143,554/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,049,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,139
−HK$4,060/mo
▼ 0.25% · 3.875%
HK$77,154
−HK$2,045/mo
Today · 4.125%
HK$79,199
baseline
▲ 0.50% · 4.625%
HK$83,373
+HK$4,174/mo
Deposit HK$9.87M · loan HK$14.81M · min. income ≈ HK$158,398/mo (50% DSR)
Upfront cash ≈ HK$10.92M (deposit + AVD stamp duty HK$1,049,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,798
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,249
−HK$2,491/mo
Today · 4.125%
HK$83,740
baseline
▲ 0.50% · 4.625%
HK$88,835
+HK$5,095/mo
Deposit HK$7.41M · loan HK$17.28M · min. income ≈ HK$167,480/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,049,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,662
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,014
−HK$2,385/mo
Today · 4.125%
HK$92,399
baseline
▲ 0.50% · 4.625%
HK$97,269
+HK$4,870/mo
Deposit HK$7.41M · loan HK$17.28M · min. income ≈ HK$184,798/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$1,049,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,312
−HK$6,353/mo
▼ 0.25% · 3.875%
HK$104,464
−HK$3,201/mo
Today · 4.125%
HK$107,665
baseline
▲ 0.50% · 4.625%
HK$114,217
+HK$6,552/mo
Deposit HK$2.47M · loan HK$22.22M · min. income ≈ HK$215,330/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,049,047 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,709
−HK$6,089/mo
▼ 0.25% · 3.875%
HK$115,732
−HK$3,066/mo
Today · 4.125%
HK$118,798
baseline
▲ 0.50% · 4.625%
HK$125,060
+HK$6,262/mo
Deposit HK$2.47M · loan HK$22.22M · min. income ≈ HK$237,596/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,049,047 · Scale 2, in force from 26 Feb 2026)