LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,326
−HK$3,532/mo
▼ 0.25% · 3.875%
HK$58,078
−HK$1,780/mo
Today · 4.125%
HK$59,858
baseline
▲ 0.50% · 4.625%
HK$63,500
+HK$3,642/mo
Deposit HK$12.35M · loan HK$12.35M · min. income ≈ HK$119,716/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,049,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,662
−HK$3,385/mo
▼ 0.25% · 3.875%
HK$64,342
−HK$1,705/mo
Today · 4.125%
HK$66,047
baseline
▲ 0.50% · 4.625%
HK$69,529
+HK$3,482/mo
Deposit HK$12.35M · loan HK$12.35M · min. income ≈ HK$132,094/mo (50% DSR)
Upfront cash ≈ HK$13.40M (deposit + AVD stamp duty HK$1,049,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,591
−HK$4,238/mo
▼ 0.25% · 3.875%
HK$69,693
−HK$2,136/mo
Today · 4.125%
HK$71,829
baseline
▲ 0.50% · 4.625%
HK$76,200
+HK$4,371/mo
Deposit HK$9.88M · loan HK$14.82M · min. income ≈ HK$143,658/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,049,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,194
−HK$4,062/mo
▼ 0.25% · 3.875%
HK$77,211
−HK$2,045/mo
Today · 4.125%
HK$79,256
baseline
▲ 0.50% · 4.625%
HK$83,434
+HK$4,178/mo
Deposit HK$9.88M · loan HK$14.82M · min. income ≈ HK$158,512/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,049,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,856
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,309
−HK$2,492/mo
Today · 4.125%
HK$83,801
baseline
▲ 0.50% · 4.625%
HK$88,900
+HK$5,099/mo
Deposit HK$7.41M · loan HK$17.29M · min. income ≈ HK$167,602/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$1,049,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,726
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$90,079
−HK$2,387/mo
Today · 4.125%
HK$92,466
baseline
▲ 0.50% · 4.625%
HK$97,340
+HK$4,874/mo
Deposit HK$7.41M · loan HK$17.29M · min. income ≈ HK$184,932/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$1,049,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,386
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$104,540
−HK$3,204/mo
Today · 4.125%
HK$107,744
baseline
▲ 0.50% · 4.625%
HK$114,300
+HK$6,556/mo
Deposit HK$2.47M · loan HK$22.23M · min. income ≈ HK$215,488/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,049,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,791
−HK$6,094/mo
▼ 0.25% · 3.875%
HK$115,816
−HK$3,069/mo
Today · 4.125%
HK$118,885
baseline
▲ 0.50% · 4.625%
HK$125,151
+HK$6,266/mo
Deposit HK$2.47M · loan HK$22.23M · min. income ≈ HK$237,770/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,049,811 · Scale 2, in force from 26 Feb 2026)