LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,345
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,098
−HK$1,781/mo
Today · 4.125%
HK$59,879
baseline
▲ 0.50% · 4.625%
HK$63,522
+HK$3,643/mo
Deposit HK$12.36M · loan HK$12.36M · min. income ≈ HK$119,758/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,050,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,684
−HK$3,386/mo
▼ 0.25% · 3.875%
HK$64,365
−HK$1,705/mo
Today · 4.125%
HK$66,070
baseline
▲ 0.50% · 4.625%
HK$69,553
+HK$3,483/mo
Deposit HK$12.36M · loan HK$12.36M · min. income ≈ HK$132,140/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,050,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,614
−HK$4,241/mo
▼ 0.25% · 3.875%
HK$69,718
−HK$2,137/mo
Today · 4.125%
HK$71,855
baseline
▲ 0.50% · 4.625%
HK$76,227
+HK$4,372/mo
Deposit HK$9.88M · loan HK$14.83M · min. income ≈ HK$143,710/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,050,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,220
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,238
−HK$2,046/mo
Today · 4.125%
HK$79,284
baseline
▲ 0.50% · 4.625%
HK$83,464
+HK$4,180/mo
Deposit HK$9.88M · loan HK$14.83M · min. income ≈ HK$158,568/mo (50% DSR)
Upfront cash ≈ HK$10.93M (deposit + AVD stamp duty HK$1,050,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,884
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,337
−HK$2,493/mo
Today · 4.125%
HK$83,830
baseline
▲ 0.50% · 4.625%
HK$88,931
+HK$5,101/mo
Deposit HK$7.41M · loan HK$17.30M · min. income ≈ HK$167,660/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$1,050,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,757
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,111
−HK$2,387/mo
Today · 4.125%
HK$92,498
baseline
▲ 0.50% · 4.625%
HK$97,374
+HK$4,876/mo
Deposit HK$7.41M · loan HK$17.30M · min. income ≈ HK$184,996/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$1,050,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,422
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$104,577
−HK$3,205/mo
Today · 4.125%
HK$107,782
baseline
▲ 0.50% · 4.625%
HK$114,340
+HK$6,558/mo
Deposit HK$2.47M · loan HK$22.24M · min. income ≈ HK$215,564/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,050,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,831
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,857
−HK$3,070/mo
Today · 4.125%
HK$118,927
baseline
▲ 0.50% · 4.625%
HK$125,195
+HK$6,268/mo
Deposit HK$2.47M · loan HK$22.24M · min. income ≈ HK$237,854/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,050,180 · Scale 2, in force from 26 Feb 2026)