LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,353
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,106
−HK$1,781/mo
Today · 4.125%
HK$59,887
baseline
▲ 0.50% · 4.625%
HK$63,531
+HK$3,644/mo
Deposit HK$12.36M · loan HK$12.36M · min. income ≈ HK$119,774/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,050,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,692
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,374
−HK$1,705/mo
Today · 4.125%
HK$66,079
baseline
▲ 0.50% · 4.625%
HK$69,563
+HK$3,484/mo
Deposit HK$12.36M · loan HK$12.36M · min. income ≈ HK$132,158/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,050,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,624
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,727
−HK$2,137/mo
Today · 4.125%
HK$71,864
baseline
▲ 0.50% · 4.625%
HK$76,237
+HK$4,373/mo
Deposit HK$9.89M · loan HK$14.83M · min. income ≈ HK$143,728/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,050,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,231
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,248
−HK$2,047/mo
Today · 4.125%
HK$79,295
baseline
▲ 0.50% · 4.625%
HK$83,475
+HK$4,180/mo
Deposit HK$9.89M · loan HK$14.83M · min. income ≈ HK$158,590/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,050,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,894
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,348
−HK$2,494/mo
Today · 4.125%
HK$83,842
baseline
▲ 0.50% · 4.625%
HK$88,943
+HK$5,101/mo
Deposit HK$7.41M · loan HK$17.30M · min. income ≈ HK$167,684/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$1,050,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,769
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,123
−HK$2,388/mo
Today · 4.125%
HK$92,511
baseline
▲ 0.50% · 4.625%
HK$97,388
+HK$4,877/mo
Deposit HK$7.41M · loan HK$17.30M · min. income ≈ HK$185,022/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$1,050,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,436
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,591
−HK$3,206/mo
Today · 4.125%
HK$107,797
baseline
▲ 0.50% · 4.625%
HK$114,356
+HK$6,559/mo
Deposit HK$2.47M · loan HK$22.24M · min. income ≈ HK$215,594/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,050,325 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,846
−HK$6,097/mo
▼ 0.25% · 3.875%
HK$115,873
−HK$3,070/mo
Today · 4.125%
HK$118,943
baseline
▲ 0.50% · 4.625%
HK$125,213
+HK$6,270/mo
Deposit HK$2.47M · loan HK$22.24M · min. income ≈ HK$237,886/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,050,325 · Scale 2, in force from 26 Feb 2026)