LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,354
−HK$3,534/mo
▼ 0.25% · 3.875%
HK$58,107
−HK$1,781/mo
Today · 4.125%
HK$59,888
baseline
▲ 0.50% · 4.625%
HK$63,532
+HK$3,644/mo
Deposit HK$12.36M · loan HK$12.36M · min. income ≈ HK$119,776/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,050,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,693
−HK$3,387/mo
▼ 0.25% · 3.875%
HK$64,374
−HK$1,706/mo
Today · 4.125%
HK$66,080
baseline
▲ 0.50% · 4.625%
HK$69,563
+HK$3,483/mo
Deposit HK$12.36M · loan HK$12.36M · min. income ≈ HK$132,160/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,050,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,625
−HK$4,240/mo
▼ 0.25% · 3.875%
HK$69,728
−HK$2,137/mo
Today · 4.125%
HK$71,865
baseline
▲ 0.50% · 4.625%
HK$76,238
+HK$4,373/mo
Deposit HK$9.89M · loan HK$14.83M · min. income ≈ HK$143,730/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,050,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,232
−HK$4,064/mo
▼ 0.25% · 3.875%
HK$77,249
−HK$2,047/mo
Today · 4.125%
HK$79,296
baseline
▲ 0.50% · 4.625%
HK$83,476
+HK$4,180/mo
Deposit HK$9.89M · loan HK$14.83M · min. income ≈ HK$158,592/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,050,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,895
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,349
−HK$2,494/mo
Today · 4.125%
HK$83,843
baseline
▲ 0.50% · 4.625%
HK$88,944
+HK$5,101/mo
Deposit HK$7.41M · loan HK$17.30M · min. income ≈ HK$167,686/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$1,050,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,770
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,124
−HK$2,388/mo
Today · 4.125%
HK$92,512
baseline
▲ 0.50% · 4.625%
HK$97,389
+HK$4,877/mo
Deposit HK$7.41M · loan HK$17.30M · min. income ≈ HK$185,024/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$1,050,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,437
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$104,592
−HK$3,206/mo
Today · 4.125%
HK$107,798
baseline
▲ 0.50% · 4.625%
HK$114,357
+HK$6,559/mo
Deposit HK$2.47M · loan HK$22.24M · min. income ≈ HK$215,596/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,050,338 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,848
−HK$6,096/mo
▼ 0.25% · 3.875%
HK$115,874
−HK$3,070/mo
Today · 4.125%
HK$118,944
baseline
▲ 0.50% · 4.625%
HK$125,214
+HK$6,270/mo
Deposit HK$2.47M · loan HK$22.24M · min. income ≈ HK$237,888/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,050,338 · Scale 2, in force from 26 Feb 2026)