LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,377
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,131
−HK$1,782/mo
Today · 4.125%
HK$59,913
baseline
▲ 0.50% · 4.625%
HK$63,558
+HK$3,645/mo
Deposit HK$12.36M · loan HK$12.36M · min. income ≈ HK$119,826/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,050,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,719
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,401
−HK$1,707/mo
Today · 4.125%
HK$66,108
baseline
▲ 0.50% · 4.625%
HK$69,592
+HK$3,484/mo
Deposit HK$12.36M · loan HK$12.36M · min. income ≈ HK$132,216/mo (50% DSR)
Upfront cash ≈ HK$13.41M (deposit + AVD stamp duty HK$1,050,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,653
−HK$4,242/mo
▼ 0.25% · 3.875%
HK$69,757
−HK$2,138/mo
Today · 4.125%
HK$71,895
baseline
▲ 0.50% · 4.625%
HK$76,270
+HK$4,375/mo
Deposit HK$9.89M · loan HK$14.83M · min. income ≈ HK$143,790/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,050,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,263
−HK$4,066/mo
▼ 0.25% · 3.875%
HK$77,282
−HK$2,047/mo
Today · 4.125%
HK$79,329
baseline
▲ 0.50% · 4.625%
HK$83,511
+HK$4,182/mo
Deposit HK$9.89M · loan HK$14.83M · min. income ≈ HK$158,658/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,050,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,928
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,383
−HK$2,495/mo
Today · 4.125%
HK$83,878
baseline
▲ 0.50% · 4.625%
HK$88,982
+HK$5,104/mo
Deposit HK$7.42M · loan HK$17.31M · min. income ≈ HK$167,756/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,050,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,807
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,162
−HK$2,389/mo
Today · 4.125%
HK$92,551
baseline
▲ 0.50% · 4.625%
HK$97,429
+HK$4,878/mo
Deposit HK$7.42M · loan HK$17.31M · min. income ≈ HK$185,102/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,050,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,479
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$104,636
−HK$3,207/mo
Today · 4.125%
HK$107,843
baseline
▲ 0.50% · 4.625%
HK$114,405
+HK$6,562/mo
Deposit HK$2.47M · loan HK$22.25M · min. income ≈ HK$215,686/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,050,777 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,895
−HK$6,099/mo
▼ 0.25% · 3.875%
HK$115,923
−HK$3,071/mo
Today · 4.125%
HK$118,994
baseline
▲ 0.50% · 4.625%
HK$125,266
+HK$6,272/mo
Deposit HK$2.47M · loan HK$22.25M · min. income ≈ HK$237,988/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,050,777 · Scale 2, in force from 26 Feb 2026)