LTV · monthly repayment
▼ 0.50% · 3.625%
HK$563,869
−HK$35,360/mo
▼ 0.25% · 3.875%
HK$581,409
−HK$17,820/mo
Today · 4.125%
HK$599,229
baseline
▲ 0.50% · 4.625%
HK$635,690
+HK$36,461/mo
Deposit HK$123.64M · loan HK$123.64M · min. income ≈ HK$1,198,458/mo (50% DSR)
Upfront cash ≈ HK$139.72M (deposit + AVD stamp duty HK$16,073,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$627,299
−HK$33,891/mo
▼ 0.25% · 3.875%
HK$644,123
−HK$17,067/mo
Today · 4.125%
HK$661,190
baseline
▲ 0.50% · 4.625%
HK$696,042
+HK$34,852/mo
Deposit HK$123.64M · loan HK$123.64M · min. income ≈ HK$1,322,380/mo (50% DSR)
Upfront cash ≈ HK$139.72M (deposit + AVD stamp duty HK$16,073,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$676,643
−HK$42,432/mo
▼ 0.25% · 3.875%
HK$697,691
−HK$21,384/mo
Today · 4.125%
HK$719,075
baseline
▲ 0.50% · 4.625%
HK$762,829
+HK$43,754/mo
Deposit HK$98.91M · loan HK$148.37M · min. income ≈ HK$1,438,150/mo (50% DSR)
Upfront cash ≈ HK$114.99M (deposit + AVD stamp duty HK$16,073,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$752,759
−HK$40,669/mo
▼ 0.25% · 3.875%
HK$772,947
−HK$20,481/mo
Today · 4.125%
HK$793,428
baseline
▲ 0.50% · 4.625%
HK$835,251
+HK$41,823/mo
Deposit HK$98.91M · loan HK$148.37M · min. income ≈ HK$1,586,856/mo (50% DSR)
Upfront cash ≈ HK$114.99M (deposit + AVD stamp duty HK$16,073,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$789,417
−HK$49,503/mo
▼ 0.25% · 3.875%
HK$813,972
−HK$24,948/mo
Today · 4.125%
HK$838,920
baseline
▲ 0.50% · 4.625%
HK$889,967
+HK$51,047/mo
Deposit HK$74.18M · loan HK$173.10M · min. income ≈ HK$1,677,840/mo (50% DSR)
Upfront cash ≈ HK$90.26M (deposit + AVD stamp duty HK$16,073,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$878,218
−HK$47,448/mo
▼ 0.25% · 3.875%
HK$901,772
−HK$23,894/mo
Today · 4.125%
HK$925,666
baseline
▲ 0.50% · 4.625%
HK$974,459
+HK$48,793/mo
Deposit HK$74.18M · loan HK$173.10M · min. income ≈ HK$1,851,332/mo (50% DSR)
Upfront cash ≈ HK$90.26M (deposit + AVD stamp duty HK$16,073,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,014,965
−HK$63,647/mo
▼ 0.25% · 3.875%
HK$1,046,536
−HK$32,076/mo
Today · 4.125%
HK$1,078,612
baseline
▲ 0.50% · 4.625%
HK$1,144,243
+HK$65,631/mo
Deposit HK$24.73M · loan HK$222.55M · min. income ≈ HK$2,157,224/mo (50% DSR)
Upfront cash ≈ HK$40.80M (deposit + AVD stamp duty HK$16,073,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,129,138
−HK$61,004/mo
▼ 0.25% · 3.875%
HK$1,159,421
−HK$30,721/mo
Today · 4.125%
HK$1,190,142
baseline
▲ 0.50% · 4.625%
HK$1,252,876
+HK$62,734/mo
Deposit HK$24.73M · loan HK$222.55M · min. income ≈ HK$2,380,284/mo (50% DSR)
Upfront cash ≈ HK$40.80M (deposit + AVD stamp duty HK$16,073,412 · Scale 2, in force from 26 Feb 2026)