LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,387
−HK$3,536/mo
▼ 0.25% · 3.875%
HK$58,141
−HK$1,782/mo
Today · 4.125%
HK$59,923
baseline
▲ 0.50% · 4.625%
HK$63,569
+HK$3,646/mo
Deposit HK$12.36M · loan HK$12.36M · min. income ≈ HK$119,846/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,050,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,730
−HK$3,389/mo
▼ 0.25% · 3.875%
HK$64,412
−HK$1,707/mo
Today · 4.125%
HK$66,119
baseline
▲ 0.50% · 4.625%
HK$69,604
+HK$3,485/mo
Deposit HK$12.36M · loan HK$12.36M · min. income ≈ HK$132,238/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,050,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,664
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,769
−HK$2,139/mo
Today · 4.125%
HK$71,908
baseline
▲ 0.50% · 4.625%
HK$76,283
+HK$4,375/mo
Deposit HK$9.89M · loan HK$14.84M · min. income ≈ HK$143,816/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,050,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,276
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,295
−HK$2,048/mo
Today · 4.125%
HK$79,343
baseline
▲ 0.50% · 4.625%
HK$83,525
+HK$4,182/mo
Deposit HK$9.89M · loan HK$14.84M · min. income ≈ HK$158,686/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,050,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,942
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,397
−HK$2,495/mo
Today · 4.125%
HK$83,892
baseline
▲ 0.50% · 4.625%
HK$88,997
+HK$5,105/mo
Deposit HK$7.42M · loan HK$17.31M · min. income ≈ HK$167,784/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,050,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,822
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,177
−HK$2,390/mo
Today · 4.125%
HK$92,567
baseline
▲ 0.50% · 4.625%
HK$97,446
+HK$4,879/mo
Deposit HK$7.42M · loan HK$17.31M · min. income ≈ HK$185,134/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,050,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,497
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$104,654
−HK$3,207/mo
Today · 4.125%
HK$107,861
baseline
▲ 0.50% · 4.625%
HK$114,425
+HK$6,564/mo
Deposit HK$2.47M · loan HK$22.26M · min. income ≈ HK$215,722/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,050,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,914
−HK$6,100/mo
▼ 0.25% · 3.875%
HK$115,942
−HK$3,072/mo
Today · 4.125%
HK$119,014
baseline
▲ 0.50% · 4.625%
HK$125,288
+HK$6,274/mo
Deposit HK$2.47M · loan HK$22.26M · min. income ≈ HK$238,028/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,050,957 · Scale 2, in force from 26 Feb 2026)