LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,397
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,152
−HK$1,782/mo
Today · 4.125%
HK$59,934
baseline
▲ 0.50% · 4.625%
HK$63,581
+HK$3,647/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,868/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,741
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,424
−HK$1,707/mo
Today · 4.125%
HK$66,131
baseline
▲ 0.50% · 4.625%
HK$69,617
+HK$3,486/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,262/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,677
−HK$4,244/mo
▼ 0.25% · 3.875%
HK$69,782
−HK$2,139/mo
Today · 4.125%
HK$71,921
baseline
▲ 0.50% · 4.625%
HK$76,297
+HK$4,376/mo
Deposit HK$9.89M · loan HK$14.84M · min. income ≈ HK$143,842/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,051,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,290
−HK$4,067/mo
▼ 0.25% · 3.875%
HK$77,309
−HK$2,048/mo
Today · 4.125%
HK$79,357
baseline
▲ 0.50% · 4.625%
HK$83,540
+HK$4,183/mo
Deposit HK$9.89M · loan HK$14.84M · min. income ≈ HK$158,714/mo (50% DSR)
Upfront cash ≈ HK$10.94M (deposit + AVD stamp duty HK$1,051,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,956
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,412
−HK$2,496/mo
Today · 4.125%
HK$83,908
baseline
▲ 0.50% · 4.625%
HK$89,013
+HK$5,105/mo
Deposit HK$7.42M · loan HK$17.31M · min. income ≈ HK$167,816/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,838
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,194
−HK$2,390/mo
Today · 4.125%
HK$92,584
baseline
▲ 0.50% · 4.625%
HK$97,464
+HK$4,880/mo
Deposit HK$7.42M · loan HK$17.31M · min. income ≈ HK$185,168/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,515
−HK$6,366/mo
▼ 0.25% · 3.875%
HK$104,673
−HK$3,208/mo
Today · 4.125%
HK$107,881
baseline
▲ 0.50% · 4.625%
HK$114,445
+HK$6,564/mo
Deposit HK$2.47M · loan HK$22.26M · min. income ≈ HK$215,762/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,051,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,935
−HK$6,101/mo
▼ 0.25% · 3.875%
HK$115,964
−HK$3,072/mo
Today · 4.125%
HK$119,036
baseline
▲ 0.50% · 4.625%
HK$125,311
+HK$6,275/mo
Deposit HK$2.47M · loan HK$22.26M · min. income ≈ HK$238,072/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,051,148 · Scale 2, in force from 26 Feb 2026)