LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,405
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,160
−HK$1,782/mo
Today · 4.125%
HK$59,942
baseline
▲ 0.50% · 4.625%
HK$63,590
+HK$3,648/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,884/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,750
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,433
−HK$1,707/mo
Today · 4.125%
HK$66,140
baseline
▲ 0.50% · 4.625%
HK$69,627
+HK$3,487/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,280/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,686
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,792
−HK$2,139/mo
Today · 4.125%
HK$71,931
baseline
▲ 0.50% · 4.625%
HK$76,308
+HK$4,377/mo
Deposit HK$9.89M · loan HK$14.84M · min. income ≈ HK$143,862/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,300
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,320
−HK$2,049/mo
Today · 4.125%
HK$79,369
baseline
▲ 0.50% · 4.625%
HK$83,552
+HK$4,183/mo
Deposit HK$9.89M · loan HK$14.84M · min. income ≈ HK$158,738/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,967
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,424
−HK$2,495/mo
Today · 4.125%
HK$83,919
baseline
▲ 0.50% · 4.625%
HK$89,026
+HK$5,107/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,838/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,850
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,206
−HK$2,391/mo
Today · 4.125%
HK$92,597
baseline
▲ 0.50% · 4.625%
HK$97,477
+HK$4,880/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,194/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,529
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$104,688
−HK$3,208/mo
Today · 4.125%
HK$107,896
baseline
▲ 0.50% · 4.625%
HK$114,461
+HK$6,565/mo
Deposit HK$2.47M · loan HK$22.26M · min. income ≈ HK$215,792/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,051,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,950
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$115,980
−HK$3,073/mo
Today · 4.125%
HK$119,053
baseline
▲ 0.50% · 4.625%
HK$125,328
+HK$6,275/mo
Deposit HK$2.47M · loan HK$22.26M · min. income ≈ HK$238,106/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$1,051,295 · Scale 2, in force from 26 Feb 2026)