LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,409
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,164
−HK$1,783/mo
Today · 4.125%
HK$59,947
baseline
▲ 0.50% · 4.625%
HK$63,594
+HK$3,647/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,894/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,755
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,438
−HK$1,707/mo
Today · 4.125%
HK$66,145
baseline
▲ 0.50% · 4.625%
HK$69,632
+HK$3,487/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,290/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,691
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,797
−HK$2,139/mo
Today · 4.125%
HK$71,936
baseline
▲ 0.50% · 4.625%
HK$76,313
+HK$4,377/mo
Deposit HK$9.90M · loan HK$14.84M · min. income ≈ HK$143,872/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,306
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,326
−HK$2,049/mo
Today · 4.125%
HK$79,375
baseline
▲ 0.50% · 4.625%
HK$83,558
+HK$4,183/mo
Deposit HK$9.90M · loan HK$14.84M · min. income ≈ HK$158,750/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,973
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,430
−HK$2,496/mo
Today · 4.125%
HK$83,926
baseline
▲ 0.50% · 4.625%
HK$89,032
+HK$5,106/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,852/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,857
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,213
−HK$2,391/mo
Today · 4.125%
HK$92,604
baseline
▲ 0.50% · 4.625%
HK$97,485
+HK$4,881/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,208/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,537
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$104,695
−HK$3,209/mo
Today · 4.125%
HK$107,904
baseline
▲ 0.50% · 4.625%
HK$114,470
+HK$6,566/mo
Deposit HK$2.47M · loan HK$22.26M · min. income ≈ HK$215,808/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,959
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$115,988
−HK$3,074/mo
Today · 4.125%
HK$119,062
baseline
▲ 0.50% · 4.625%
HK$125,338
+HK$6,276/mo
Deposit HK$2.47M · loan HK$22.26M · min. income ≈ HK$238,124/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,375 · Scale 2, in force from 26 Feb 2026)