LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,410
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,165
−HK$1,782/mo
Today · 4.125%
HK$59,947
baseline
▲ 0.50% · 4.625%
HK$63,595
+HK$3,648/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,894/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,755
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,438
−HK$1,708/mo
Today · 4.125%
HK$66,146
baseline
▲ 0.50% · 4.625%
HK$69,633
+HK$3,487/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,292/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,692
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,797
−HK$2,140/mo
Today · 4.125%
HK$71,937
baseline
▲ 0.50% · 4.625%
HK$76,314
+HK$4,377/mo
Deposit HK$9.90M · loan HK$14.84M · min. income ≈ HK$143,874/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,306
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,326
−HK$2,049/mo
Today · 4.125%
HK$79,375
baseline
▲ 0.50% · 4.625%
HK$83,559
+HK$4,184/mo
Deposit HK$9.90M · loan HK$14.84M · min. income ≈ HK$158,750/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,974
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,430
−HK$2,496/mo
Today · 4.125%
HK$83,926
baseline
▲ 0.50% · 4.625%
HK$89,033
+HK$5,107/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,852/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,858
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,214
−HK$2,390/mo
Today · 4.125%
HK$92,604
baseline
▲ 0.50% · 4.625%
HK$97,486
+HK$4,882/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,208/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,538
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$104,696
−HK$3,209/mo
Today · 4.125%
HK$107,905
baseline
▲ 0.50% · 4.625%
HK$114,471
+HK$6,566/mo
Deposit HK$2.47M · loan HK$22.26M · min. income ≈ HK$215,810/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,960
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$115,989
−HK$3,074/mo
Today · 4.125%
HK$119,063
baseline
▲ 0.50% · 4.625%
HK$125,339
+HK$6,276/mo
Deposit HK$2.47M · loan HK$22.26M · min. income ≈ HK$238,126/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,382 · Scale 2, in force from 26 Feb 2026)