LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,414
−HK$3,537/mo
▼ 0.25% · 3.875%
HK$58,169
−HK$1,782/mo
Today · 4.125%
HK$59,951
baseline
▲ 0.50% · 4.625%
HK$63,599
+HK$3,648/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,902/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,760
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,443
−HK$1,707/mo
Today · 4.125%
HK$66,150
baseline
▲ 0.50% · 4.625%
HK$69,637
+HK$3,487/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,300/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,696
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,802
−HK$2,140/mo
Today · 4.125%
HK$71,942
baseline
▲ 0.50% · 4.625%
HK$76,319
+HK$4,377/mo
Deposit HK$9.90M · loan HK$14.84M · min. income ≈ HK$143,884/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,312
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,331
−HK$2,050/mo
Today · 4.125%
HK$79,381
baseline
▲ 0.50% · 4.625%
HK$83,565
+HK$4,184/mo
Deposit HK$9.90M · loan HK$14.84M · min. income ≈ HK$158,762/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,979
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,436
−HK$2,496/mo
Today · 4.125%
HK$83,932
baseline
▲ 0.50% · 4.625%
HK$89,039
+HK$5,107/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,864/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,864
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,220
−HK$2,391/mo
Today · 4.125%
HK$92,611
baseline
▲ 0.50% · 4.625%
HK$97,492
+HK$4,881/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,222/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,545
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$104,703
−HK$3,209/mo
Today · 4.125%
HK$107,912
baseline
▲ 0.50% · 4.625%
HK$114,479
+HK$6,567/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$215,824/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,454 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,967
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$115,997
−HK$3,074/mo
Today · 4.125%
HK$119,071
baseline
▲ 0.50% · 4.625%
HK$125,347
+HK$6,276/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$238,142/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,454 · Scale 2, in force from 26 Feb 2026)