LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,416
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,171
−HK$1,783/mo
Today · 4.125%
HK$59,954
baseline
▲ 0.50% · 4.625%
HK$63,602
+HK$3,648/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,908/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,763
−HK$3,390/mo
▼ 0.25% · 3.875%
HK$64,446
−HK$1,707/mo
Today · 4.125%
HK$66,153
baseline
▲ 0.50% · 4.625%
HK$69,641
+HK$3,488/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,306/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,700
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,805
−HK$2,140/mo
Today · 4.125%
HK$71,945
baseline
▲ 0.50% · 4.625%
HK$76,323
+HK$4,378/mo
Deposit HK$9.90M · loan HK$14.84M · min. income ≈ HK$143,890/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,315
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,335
−HK$2,049/mo
Today · 4.125%
HK$79,384
baseline
▲ 0.50% · 4.625%
HK$83,569
+HK$4,185/mo
Deposit HK$9.90M · loan HK$14.84M · min. income ≈ HK$158,768/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,983
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,440
−HK$2,496/mo
Today · 4.125%
HK$83,936
baseline
▲ 0.50% · 4.625%
HK$89,043
+HK$5,107/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,872/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,868
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,224
−HK$2,391/mo
Today · 4.125%
HK$92,615
baseline
▲ 0.50% · 4.625%
HK$97,497
+HK$4,882/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,230/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,549
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$104,708
−HK$3,209/mo
Today · 4.125%
HK$107,917
baseline
▲ 0.50% · 4.625%
HK$114,484
+HK$6,567/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$215,834/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,503 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,973
−HK$6,103/mo
▼ 0.25% · 3.875%
HK$116,003
−HK$3,073/mo
Today · 4.125%
HK$119,076
baseline
▲ 0.50% · 4.625%
HK$125,353
+HK$6,277/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$238,152/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,503 · Scale 2, in force from 26 Feb 2026)