LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,418
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,173
−HK$1,783/mo
Today · 4.125%
HK$59,956
baseline
▲ 0.50% · 4.625%
HK$63,605
+HK$3,649/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,912/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,765
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,448
−HK$1,708/mo
Today · 4.125%
HK$66,156
baseline
▲ 0.50% · 4.625%
HK$69,643
+HK$3,487/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,312/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,702
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,808
−HK$2,140/mo
Today · 4.125%
HK$71,948
baseline
▲ 0.50% · 4.625%
HK$76,325
+HK$4,377/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$143,896/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,318
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,338
−HK$2,049/mo
Today · 4.125%
HK$79,387
baseline
▲ 0.50% · 4.625%
HK$83,572
+HK$4,185/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$158,774/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,986
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,443
−HK$2,496/mo
Today · 4.125%
HK$83,939
baseline
▲ 0.50% · 4.625%
HK$89,046
+HK$5,107/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,878/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,871
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,227
−HK$2,391/mo
Today · 4.125%
HK$92,618
baseline
▲ 0.50% · 4.625%
HK$97,500
+HK$4,882/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,236/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,553
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$104,712
−HK$3,209/mo
Today · 4.125%
HK$107,921
baseline
▲ 0.50% · 4.625%
HK$114,488
+HK$6,567/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$215,842/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,977
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$116,007
−HK$3,074/mo
Today · 4.125%
HK$119,081
baseline
▲ 0.50% · 4.625%
HK$125,357
+HK$6,276/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$238,162/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,540 · Scale 2, in force from 26 Feb 2026)