LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,421
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,176
−HK$1,783/mo
Today · 4.125%
HK$59,959
baseline
▲ 0.50% · 4.625%
HK$63,607
+HK$3,648/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,918/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,767
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,451
−HK$1,707/mo
Today · 4.125%
HK$66,158
baseline
▲ 0.50% · 4.625%
HK$69,646
+HK$3,488/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,316/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,705
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,811
−HK$2,139/mo
Today · 4.125%
HK$71,950
baseline
▲ 0.50% · 4.625%
HK$76,328
+HK$4,378/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$143,900/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,321
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,341
−HK$2,049/mo
Today · 4.125%
HK$79,390
baseline
▲ 0.50% · 4.625%
HK$83,575
+HK$4,185/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$158,780/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,989
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,446
−HK$2,496/mo
Today · 4.125%
HK$83,942
baseline
▲ 0.50% · 4.625%
HK$89,050
+HK$5,108/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,884/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,874
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,231
−HK$2,391/mo
Today · 4.125%
HK$92,622
baseline
▲ 0.50% · 4.625%
HK$97,504
+HK$4,882/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,244/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,557
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,716
−HK$3,210/mo
Today · 4.125%
HK$107,926
baseline
▲ 0.50% · 4.625%
HK$114,493
+HK$6,567/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$215,852/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,582 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,981
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$116,011
−HK$3,074/mo
Today · 4.125%
HK$119,085
baseline
▲ 0.50% · 4.625%
HK$125,362
+HK$6,277/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$238,170/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,582 · Scale 2, in force from 26 Feb 2026)