LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,421
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,176
−HK$1,783/mo
Today · 4.125%
HK$59,959
baseline
▲ 0.50% · 4.625%
HK$63,608
+HK$3,649/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,918/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,768
−HK$3,391/mo
▼ 0.25% · 3.875%
HK$64,452
−HK$1,707/mo
Today · 4.125%
HK$66,159
baseline
▲ 0.50% · 4.625%
HK$69,647
+HK$3,488/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,318/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,706
−HK$4,245/mo
▼ 0.25% · 3.875%
HK$69,812
−HK$2,139/mo
Today · 4.125%
HK$71,951
baseline
▲ 0.50% · 4.625%
HK$76,329
+HK$4,378/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$143,902/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,322
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$77,342
−HK$2,049/mo
Today · 4.125%
HK$79,391
baseline
▲ 0.50% · 4.625%
HK$83,576
+HK$4,185/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$158,782/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,990
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,447
−HK$2,496/mo
Today · 4.125%
HK$83,943
baseline
▲ 0.50% · 4.625%
HK$89,051
+HK$5,108/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,886/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,875
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,232
−HK$2,391/mo
Today · 4.125%
HK$92,623
baseline
▲ 0.50% · 4.625%
HK$97,505
+HK$4,882/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,246/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$1,051,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,558
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,718
−HK$3,209/mo
Today · 4.125%
HK$107,927
baseline
▲ 0.50% · 4.625%
HK$114,494
+HK$6,567/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$215,854/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,983
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$116,013
−HK$3,074/mo
Today · 4.125%
HK$119,087
baseline
▲ 0.50% · 4.625%
HK$125,364
+HK$6,277/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$238,174/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,596 · Scale 2, in force from 26 Feb 2026)