LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,427
−HK$3,538/mo
▼ 0.25% · 3.875%
HK$58,182
−HK$1,783/mo
Today · 4.125%
HK$59,965
baseline
▲ 0.50% · 4.625%
HK$63,614
+HK$3,649/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,930/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,774
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,458
−HK$1,708/mo
Today · 4.125%
HK$66,166
baseline
▲ 0.50% · 4.625%
HK$69,653
+HK$3,487/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,332/mo (50% DSR)
Upfront cash ≈ HK$13.42M (deposit + AVD stamp duty HK$1,051,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,712
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,818
−HK$2,140/mo
Today · 4.125%
HK$71,958
baseline
▲ 0.50% · 4.625%
HK$76,337
+HK$4,379/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$143,916/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,329
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,349
−HK$2,050/mo
Today · 4.125%
HK$79,399
baseline
▲ 0.50% · 4.625%
HK$83,584
+HK$4,185/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$158,798/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,997
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,455
−HK$2,496/mo
Today · 4.125%
HK$83,951
baseline
▲ 0.50% · 4.625%
HK$89,060
+HK$5,109/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,902/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,051,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,884
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,241
−HK$2,391/mo
Today · 4.125%
HK$92,632
baseline
▲ 0.50% · 4.625%
HK$97,515
+HK$4,883/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,264/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,051,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,568
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,727
−HK$3,210/mo
Today · 4.125%
HK$107,937
baseline
▲ 0.50% · 4.625%
HK$114,505
+HK$6,568/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$215,874/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,696 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$112,994
−HK$6,104/mo
▼ 0.25% · 3.875%
HK$116,024
−HK$3,074/mo
Today · 4.125%
HK$119,098
baseline
▲ 0.50% · 4.625%
HK$125,376
+HK$6,278/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$238,196/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,696 · Scale 2, in force from 26 Feb 2026)