LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,431
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,186
−HK$1,784/mo
Today · 4.125%
HK$59,970
baseline
▲ 0.50% · 4.625%
HK$63,619
+HK$3,649/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,940/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,051,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,779
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,463
−HK$1,708/mo
Today · 4.125%
HK$66,171
baseline
▲ 0.50% · 4.625%
HK$69,659
+HK$3,488/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,342/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,051,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,717
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,824
−HK$2,140/mo
Today · 4.125%
HK$71,964
baseline
▲ 0.50% · 4.625%
HK$76,342
+HK$4,378/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$143,928/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,335
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,355
−HK$2,050/mo
Today · 4.125%
HK$79,405
baseline
▲ 0.50% · 4.625%
HK$83,590
+HK$4,185/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$158,810/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,003
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,461
−HK$2,497/mo
Today · 4.125%
HK$83,958
baseline
▲ 0.50% · 4.625%
HK$89,066
+HK$5,108/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,916/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,051,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,890
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,248
−HK$2,391/mo
Today · 4.125%
HK$92,639
baseline
▲ 0.50% · 4.625%
HK$97,522
+HK$4,883/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,278/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,051,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,576
−HK$6,369/mo
▼ 0.25% · 3.875%
HK$104,735
−HK$3,210/mo
Today · 4.125%
HK$107,945
baseline
▲ 0.50% · 4.625%
HK$114,514
+HK$6,569/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$215,890/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,002
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$116,033
−HK$3,074/mo
Today · 4.125%
HK$119,107
baseline
▲ 0.50% · 4.625%
HK$125,385
+HK$6,278/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$238,214/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,775 · Scale 2, in force from 26 Feb 2026)