LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,436
−HK$3,539/mo
▼ 0.25% · 3.875%
HK$58,192
−HK$1,783/mo
Today · 4.125%
HK$59,975
baseline
▲ 0.50% · 4.625%
HK$63,625
+HK$3,650/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$119,950/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,051,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,785
−HK$3,392/mo
▼ 0.25% · 3.875%
HK$64,469
−HK$1,708/mo
Today · 4.125%
HK$66,177
baseline
▲ 0.50% · 4.625%
HK$69,665
+HK$3,488/mo
Deposit HK$12.37M · loan HK$12.37M · min. income ≈ HK$132,354/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,051,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,724
−HK$4,246/mo
▼ 0.25% · 3.875%
HK$69,830
−HK$2,140/mo
Today · 4.125%
HK$71,970
baseline
▲ 0.50% · 4.625%
HK$76,350
+HK$4,380/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$143,940/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,342
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$77,362
−HK$2,050/mo
Today · 4.125%
HK$79,412
baseline
▲ 0.50% · 4.625%
HK$83,598
+HK$4,186/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$158,824/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,051,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,011
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,469
−HK$2,496/mo
Today · 4.125%
HK$83,965
baseline
▲ 0.50% · 4.625%
HK$89,075
+HK$5,110/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$167,930/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,051,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,899
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,256
−HK$2,392/mo
Today · 4.125%
HK$92,648
baseline
▲ 0.50% · 4.625%
HK$97,531
+HK$4,883/mo
Deposit HK$7.42M · loan HK$17.32M · min. income ≈ HK$185,296/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,051,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,585
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$104,745
−HK$3,211/mo
Today · 4.125%
HK$107,956
baseline
▲ 0.50% · 4.625%
HK$114,524
+HK$6,568/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$215,912/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,013
−HK$6,105/mo
▼ 0.25% · 3.875%
HK$116,044
−HK$3,074/mo
Today · 4.125%
HK$119,118
baseline
▲ 0.50% · 4.625%
HK$125,397
+HK$6,279/mo
Deposit HK$2.47M · loan HK$22.27M · min. income ≈ HK$238,236/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,051,875 · Scale 2, in force from 26 Feb 2026)