LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,443
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,199
−HK$1,784/mo
Today · 4.125%
HK$59,983
baseline
▲ 0.50% · 4.625%
HK$63,632
+HK$3,649/mo
Deposit HK$12.38M · loan HK$12.38M · min. income ≈ HK$119,966/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,792
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,476
−HK$1,709/mo
Today · 4.125%
HK$66,185
baseline
▲ 0.50% · 4.625%
HK$69,673
+HK$3,488/mo
Deposit HK$12.38M · loan HK$12.38M · min. income ≈ HK$132,370/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,732
−HK$4,247/mo
▼ 0.25% · 3.875%
HK$69,838
−HK$2,141/mo
Today · 4.125%
HK$71,979
baseline
▲ 0.50% · 4.625%
HK$76,359
+HK$4,380/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$143,958/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,351
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$77,372
−HK$2,050/mo
Today · 4.125%
HK$79,422
baseline
▲ 0.50% · 4.625%
HK$83,608
+HK$4,186/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$158,844/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$1,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,020
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,478
−HK$2,498/mo
Today · 4.125%
HK$83,976
baseline
▲ 0.50% · 4.625%
HK$89,085
+HK$5,109/mo
Deposit HK$7.43M · loan HK$17.33M · min. income ≈ HK$167,952/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,909
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,267
−HK$2,392/mo
Today · 4.125%
HK$92,659
baseline
▲ 0.50% · 4.625%
HK$97,543
+HK$4,884/mo
Deposit HK$7.43M · loan HK$17.33M · min. income ≈ HK$185,318/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,597
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,758
−HK$3,211/mo
Today · 4.125%
HK$107,969
baseline
▲ 0.50% · 4.625%
HK$114,538
+HK$6,569/mo
Deposit HK$2.48M · loan HK$22.28M · min. income ≈ HK$215,938/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,052,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,026
−HK$6,107/mo
▼ 0.25% · 3.875%
HK$116,057
−HK$3,076/mo
Today · 4.125%
HK$119,133
baseline
▲ 0.50% · 4.625%
HK$125,412
+HK$6,279/mo
Deposit HK$2.48M · loan HK$22.28M · min. income ≈ HK$238,266/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,052,000 · Scale 2, in force from 26 Feb 2026)