LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,453
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,209
−HK$1,784/mo
Today · 4.125%
HK$59,993
baseline
▲ 0.50% · 4.625%
HK$63,644
+HK$3,651/mo
Deposit HK$12.38M · loan HK$12.38M · min. income ≈ HK$119,986/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,052,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,804
−HK$3,393/mo
▼ 0.25% · 3.875%
HK$64,488
−HK$1,709/mo
Today · 4.125%
HK$66,197
baseline
▲ 0.50% · 4.625%
HK$69,686
+HK$3,489/mo
Deposit HK$12.38M · loan HK$12.38M · min. income ≈ HK$132,394/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,052,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,744
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,851
−HK$2,141/mo
Today · 4.125%
HK$71,992
baseline
▲ 0.50% · 4.625%
HK$76,372
+HK$4,380/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$143,984/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,052,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,364
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,386
−HK$2,050/mo
Today · 4.125%
HK$79,436
baseline
▲ 0.50% · 4.625%
HK$83,623
+HK$4,187/mo
Deposit HK$9.90M · loan HK$14.85M · min. income ≈ HK$158,872/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,052,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,034
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,493
−HK$2,498/mo
Today · 4.125%
HK$83,991
baseline
▲ 0.50% · 4.625%
HK$89,101
+HK$5,110/mo
Deposit HK$7.43M · loan HK$17.33M · min. income ≈ HK$167,982/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,052,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,925
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,283
−HK$2,392/mo
Today · 4.125%
HK$92,675
baseline
▲ 0.50% · 4.625%
HK$97,560
+HK$4,885/mo
Deposit HK$7.43M · loan HK$17.33M · min. income ≈ HK$185,350/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,052,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,616
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,777
−HK$3,211/mo
Today · 4.125%
HK$107,988
baseline
▲ 0.50% · 4.625%
HK$114,559
+HK$6,571/mo
Deposit HK$2.48M · loan HK$22.28M · min. income ≈ HK$215,976/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,052,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,046
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$116,078
−HK$3,076/mo
Today · 4.125%
HK$119,154
baseline
▲ 0.50% · 4.625%
HK$125,435
+HK$6,281/mo
Deposit HK$2.48M · loan HK$22.28M · min. income ≈ HK$238,308/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,052,189 · Scale 2, in force from 26 Feb 2026)