LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,457
−HK$3,540/mo
▼ 0.25% · 3.875%
HK$58,213
−HK$1,784/mo
Today · 4.125%
HK$59,997
baseline
▲ 0.50% · 4.625%
HK$63,648
+HK$3,651/mo
Deposit HK$12.38M · loan HK$12.38M · min. income ≈ HK$119,994/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,052,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,807
−HK$3,394/mo
▼ 0.25% · 3.875%
HK$64,492
−HK$1,709/mo
Today · 4.125%
HK$66,201
baseline
▲ 0.50% · 4.625%
HK$69,690
+HK$3,489/mo
Deposit HK$12.38M · loan HK$12.38M · min. income ≈ HK$132,402/mo (50% DSR)
Upfront cash ≈ HK$13.43M (deposit + AVD stamp duty HK$1,052,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,748
−HK$4,248/mo
▼ 0.25% · 3.875%
HK$69,855
−HK$2,141/mo
Today · 4.125%
HK$71,996
baseline
▲ 0.50% · 4.625%
HK$76,377
+HK$4,381/mo
Deposit HK$9.90M · loan HK$14.86M · min. income ≈ HK$143,992/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,052,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,369
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$77,390
−HK$2,051/mo
Today · 4.125%
HK$79,441
baseline
▲ 0.50% · 4.625%
HK$83,628
+HK$4,187/mo
Deposit HK$9.90M · loan HK$14.86M · min. income ≈ HK$158,882/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$1,052,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,039
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,498
−HK$2,498/mo
Today · 4.125%
HK$83,996
baseline
▲ 0.50% · 4.625%
HK$89,107
+HK$5,111/mo
Deposit HK$7.43M · loan HK$17.33M · min. income ≈ HK$167,992/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,052,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,930
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,289
−HK$2,392/mo
Today · 4.125%
HK$92,681
baseline
▲ 0.50% · 4.625%
HK$97,566
+HK$4,885/mo
Deposit HK$7.43M · loan HK$17.33M · min. income ≈ HK$185,362/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$1,052,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,622
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$104,783
−HK$3,211/mo
Today · 4.125%
HK$107,994
baseline
▲ 0.50% · 4.625%
HK$114,566
+HK$6,572/mo
Deposit HK$2.48M · loan HK$22.28M · min. income ≈ HK$215,988/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,052,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,053
−HK$6,108/mo
▼ 0.25% · 3.875%
HK$116,085
−HK$3,076/mo
Today · 4.125%
HK$119,161
baseline
▲ 0.50% · 4.625%
HK$125,442
+HK$6,281/mo
Deposit HK$2.48M · loan HK$22.28M · min. income ≈ HK$238,322/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,052,253 · Scale 2, in force from 26 Feb 2026)