LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,507
−HK$3,543/mo
▼ 0.25% · 3.875%
HK$58,265
−HK$1,785/mo
Today · 4.125%
HK$60,050
baseline
▲ 0.50% · 4.625%
HK$63,704
+HK$3,654/mo
Deposit HK$12.39M · loan HK$12.39M · min. income ≈ HK$120,100/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,053,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,863
−HK$3,397/mo
▼ 0.25% · 3.875%
HK$64,549
−HK$1,711/mo
Today · 4.125%
HK$66,260
baseline
▲ 0.50% · 4.625%
HK$69,752
+HK$3,492/mo
Deposit HK$12.39M · loan HK$12.39M · min. income ≈ HK$132,520/mo (50% DSR)
Upfront cash ≈ HK$13.44M (deposit + AVD stamp duty HK$1,053,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,808
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,918
−HK$2,143/mo
Today · 4.125%
HK$72,061
baseline
▲ 0.50% · 4.625%
HK$76,445
+HK$4,384/mo
Deposit HK$9.91M · loan HK$14.87M · min. income ≈ HK$144,122/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,053,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,436
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,459
−HK$2,053/mo
Today · 4.125%
HK$79,512
baseline
▲ 0.50% · 4.625%
HK$83,703
+HK$4,191/mo
Deposit HK$9.91M · loan HK$14.87M · min. income ≈ HK$159,024/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,053,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,110
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,570
−HK$2,501/mo
Today · 4.125%
HK$84,071
baseline
▲ 0.50% · 4.625%
HK$89,186
+HK$5,115/mo
Deposit HK$7.43M · loan HK$17.35M · min. income ≈ HK$168,142/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,053,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,009
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,369
−HK$2,395/mo
Today · 4.125%
HK$92,764
baseline
▲ 0.50% · 4.625%
HK$97,653
+HK$4,889/mo
Deposit HK$7.43M · loan HK$17.35M · min. income ≈ HK$185,528/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,053,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,712
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,876
−HK$3,215/mo
Today · 4.125%
HK$108,091
baseline
▲ 0.50% · 4.625%
HK$114,668
+HK$6,577/mo
Deposit HK$2.48M · loan HK$22.30M · min. income ≈ HK$216,182/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,053,191 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,154
−HK$6,113/mo
▼ 0.25% · 3.875%
HK$116,189
−HK$3,078/mo
Today · 4.125%
HK$119,267
baseline
▲ 0.50% · 4.625%
HK$125,554
+HK$6,287/mo
Deposit HK$2.48M · loan HK$22.30M · min. income ≈ HK$238,534/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,053,191 · Scale 2, in force from 26 Feb 2026)