LTV · monthly repayment
▼ 0.50% · 3.625%
HK$565,074
−HK$35,435/mo
▼ 0.25% · 3.875%
HK$582,651
−HK$17,858/mo
Today · 4.125%
HK$600,509
baseline
▲ 0.50% · 4.625%
HK$637,049
+HK$36,540/mo
Deposit HK$123.91M · loan HK$123.91M · min. income ≈ HK$1,201,018/mo (50% DSR)
Upfront cash ≈ HK$140.01M (deposit + AVD stamp duty HK$16,107,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$628,639
−HK$33,964/mo
▼ 0.25% · 3.875%
HK$645,499
−HK$17,104/mo
Today · 4.125%
HK$662,603
baseline
▲ 0.50% · 4.625%
HK$697,529
+HK$34,926/mo
Deposit HK$123.91M · loan HK$123.91M · min. income ≈ HK$1,325,206/mo (50% DSR)
Upfront cash ≈ HK$140.01M (deposit + AVD stamp duty HK$16,107,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$678,089
−HK$42,522/mo
▼ 0.25% · 3.875%
HK$699,181
−HK$21,430/mo
Today · 4.125%
HK$720,611
baseline
▲ 0.50% · 4.625%
HK$764,458
+HK$43,847/mo
Deposit HK$99.12M · loan HK$148.69M · min. income ≈ HK$1,441,222/mo (50% DSR)
Upfront cash ≈ HK$115.23M (deposit + AVD stamp duty HK$16,107,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$754,367
−HK$40,756/mo
▼ 0.25% · 3.875%
HK$774,599
−HK$20,524/mo
Today · 4.125%
HK$795,123
baseline
▲ 0.50% · 4.625%
HK$837,035
+HK$41,912/mo
Deposit HK$99.12M · loan HK$148.69M · min. income ≈ HK$1,590,246/mo (50% DSR)
Upfront cash ≈ HK$115.23M (deposit + AVD stamp duty HK$16,107,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$791,104
−HK$49,609/mo
▼ 0.25% · 3.875%
HK$815,712
−HK$25,001/mo
Today · 4.125%
HK$840,713
baseline
▲ 0.50% · 4.625%
HK$891,868
+HK$51,155/mo
Deposit HK$74.34M · loan HK$173.47M · min. income ≈ HK$1,681,426/mo (50% DSR)
Upfront cash ≈ HK$90.45M (deposit + AVD stamp duty HK$16,107,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$880,095
−HK$47,549/mo
▼ 0.25% · 3.875%
HK$903,699
−HK$23,945/mo
Today · 4.125%
HK$927,644
baseline
▲ 0.50% · 4.625%
HK$976,541
+HK$48,897/mo
Deposit HK$74.34M · loan HK$173.47M · min. income ≈ HK$1,855,288/mo (50% DSR)
Upfront cash ≈ HK$90.45M (deposit + AVD stamp duty HK$16,107,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,017,133
−HK$63,784/mo
▼ 0.25% · 3.875%
HK$1,048,772
−HK$32,145/mo
Today · 4.125%
HK$1,080,917
baseline
▲ 0.50% · 4.625%
HK$1,146,688
+HK$65,771/mo
Deposit HK$24.78M · loan HK$223.03M · min. income ≈ HK$2,161,834/mo (50% DSR)
Upfront cash ≈ HK$40.89M (deposit + AVD stamp duty HK$16,107,756 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,131,551
−HK$61,134/mo
▼ 0.25% · 3.875%
HK$1,161,898
−HK$30,787/mo
Today · 4.125%
HK$1,192,685
baseline
▲ 0.50% · 4.625%
HK$1,255,553
+HK$62,868/mo
Deposit HK$24.78M · loan HK$223.03M · min. income ≈ HK$2,385,370/mo (50% DSR)
Upfront cash ≈ HK$40.89M (deposit + AVD stamp duty HK$16,107,756 · Scale 2, in force from 26 Feb 2026)