LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,513
−HK$3,544/mo
▼ 0.25% · 3.875%
HK$58,271
−HK$1,786/mo
Today · 4.125%
HK$60,057
baseline
▲ 0.50% · 4.625%
HK$63,712
+HK$3,655/mo
Deposit HK$12.39M · loan HK$12.39M · min. income ≈ HK$120,114/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,053,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,871
−HK$3,396/mo
▼ 0.25% · 3.875%
HK$64,557
−HK$1,710/mo
Today · 4.125%
HK$66,267
baseline
▲ 0.50% · 4.625%
HK$69,760
+HK$3,493/mo
Deposit HK$12.39M · loan HK$12.39M · min. income ≈ HK$132,534/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,053,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,816
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,926
−HK$2,143/mo
Today · 4.125%
HK$72,069
baseline
▲ 0.50% · 4.625%
HK$76,454
+HK$4,385/mo
Deposit HK$9.91M · loan HK$14.87M · min. income ≈ HK$144,138/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,053,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,445
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,468
−HK$2,053/mo
Today · 4.125%
HK$79,521
baseline
▲ 0.50% · 4.625%
HK$83,712
+HK$4,191/mo
Deposit HK$9.91M · loan HK$14.87M · min. income ≈ HK$159,042/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,053,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,119
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,580
−HK$2,500/mo
Today · 4.125%
HK$84,080
baseline
▲ 0.50% · 4.625%
HK$89,196
+HK$5,116/mo
Deposit HK$7.44M · loan HK$17.35M · min. income ≈ HK$168,160/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,053,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,019
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,380
−HK$2,394/mo
Today · 4.125%
HK$92,774
baseline
▲ 0.50% · 4.625%
HK$97,665
+HK$4,891/mo
Deposit HK$7.44M · loan HK$17.35M · min. income ≈ HK$185,548/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,053,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,724
−HK$6,379/mo
▼ 0.25% · 3.875%
HK$104,888
−HK$3,215/mo
Today · 4.125%
HK$108,103
baseline
▲ 0.50% · 4.625%
HK$114,681
+HK$6,578/mo
Deposit HK$2.48M · loan HK$22.31M · min. income ≈ HK$216,206/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,053,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,167
−HK$6,114/mo
▼ 0.25% · 3.875%
HK$116,202
−HK$3,079/mo
Today · 4.125%
HK$119,281
baseline
▲ 0.50% · 4.625%
HK$125,569
+HK$6,288/mo
Deposit HK$2.48M · loan HK$22.31M · min. income ≈ HK$238,562/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,053,313 · Scale 2, in force from 26 Feb 2026)