LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,526
−HK$3,545/mo
▼ 0.25% · 3.875%
HK$58,284
−HK$1,787/mo
Today · 4.125%
HK$60,071
baseline
▲ 0.50% · 4.625%
HK$63,726
+HK$3,655/mo
Deposit HK$12.39M · loan HK$12.39M · min. income ≈ HK$120,142/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,053,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,884
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,571
−HK$1,711/mo
Today · 4.125%
HK$66,282
baseline
▲ 0.50% · 4.625%
HK$69,776
+HK$3,494/mo
Deposit HK$12.39M · loan HK$12.39M · min. income ≈ HK$132,564/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,053,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,831
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,941
−HK$2,144/mo
Today · 4.125%
HK$72,085
baseline
▲ 0.50% · 4.625%
HK$76,471
+HK$4,386/mo
Deposit HK$9.92M · loan HK$14.87M · min. income ≈ HK$144,170/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,053,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,461
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,485
−HK$2,053/mo
Today · 4.125%
HK$79,538
baseline
▲ 0.50% · 4.625%
HK$83,731
+HK$4,193/mo
Deposit HK$9.92M · loan HK$14.87M · min. income ≈ HK$159,076/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,053,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,136
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,598
−HK$2,501/mo
Today · 4.125%
HK$84,099
baseline
▲ 0.50% · 4.625%
HK$89,216
+HK$5,117/mo
Deposit HK$7.44M · loan HK$17.35M · min. income ≈ HK$168,198/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,053,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,038
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,399
−HK$2,396/mo
Today · 4.125%
HK$92,795
baseline
▲ 0.50% · 4.625%
HK$97,686
+HK$4,891/mo
Deposit HK$7.44M · loan HK$17.35M · min. income ≈ HK$185,590/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,053,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,747
−HK$6,380/mo
▼ 0.25% · 3.875%
HK$104,911
−HK$3,216/mo
Today · 4.125%
HK$108,127
baseline
▲ 0.50% · 4.625%
HK$114,706
+HK$6,579/mo
Deposit HK$2.48M · loan HK$22.31M · min. income ≈ HK$216,254/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,053,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,192
−HK$6,115/mo
▼ 0.25% · 3.875%
HK$116,228
−HK$3,079/mo
Today · 4.125%
HK$119,307
baseline
▲ 0.50% · 4.625%
HK$125,596
+HK$6,289/mo
Deposit HK$2.48M · loan HK$22.31M · min. income ≈ HK$238,614/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,053,544 · Scale 2, in force from 26 Feb 2026)