LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,534
−HK$3,546/mo
▼ 0.25% · 3.875%
HK$58,293
−HK$1,787/mo
Today · 4.125%
HK$60,080
baseline
▲ 0.50% · 4.625%
HK$63,735
+HK$3,655/mo
Deposit HK$12.40M · loan HK$12.40M · min. income ≈ HK$120,160/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,053,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,894
−HK$3,398/mo
▼ 0.25% · 3.875%
HK$64,581
−HK$1,711/mo
Today · 4.125%
HK$66,292
baseline
▲ 0.50% · 4.625%
HK$69,786
+HK$3,494/mo
Deposit HK$12.40M · loan HK$12.40M · min. income ≈ HK$132,584/mo (50% DSR)
Upfront cash ≈ HK$13.45M (deposit + AVD stamp duty HK$1,053,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,841
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,951
−HK$2,144/mo
Today · 4.125%
HK$72,095
baseline
▲ 0.50% · 4.625%
HK$76,482
+HK$4,387/mo
Deposit HK$9.92M · loan HK$14.88M · min. income ≈ HK$144,190/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,053,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,473
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,497
−HK$2,053/mo
Today · 4.125%
HK$79,550
baseline
▲ 0.50% · 4.625%
HK$83,743
+HK$4,193/mo
Deposit HK$9.92M · loan HK$14.88M · min. income ≈ HK$159,100/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$1,053,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,148
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,610
−HK$2,501/mo
Today · 4.125%
HK$84,111
baseline
▲ 0.50% · 4.625%
HK$89,229
+HK$5,118/mo
Deposit HK$7.44M · loan HK$17.36M · min. income ≈ HK$168,222/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,053,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,051
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,413
−HK$2,396/mo
Today · 4.125%
HK$92,809
baseline
▲ 0.50% · 4.625%
HK$97,701
+HK$4,892/mo
Deposit HK$7.44M · loan HK$17.36M · min. income ≈ HK$185,618/mo (50% DSR)
Upfront cash ≈ HK$8.49M (deposit + AVD stamp duty HK$1,053,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,762
−HK$6,381/mo
▼ 0.25% · 3.875%
HK$104,927
−HK$3,216/mo
Today · 4.125%
HK$108,143
baseline
▲ 0.50% · 4.625%
HK$114,723
+HK$6,580/mo
Deposit HK$2.48M · loan HK$22.31M · min. income ≈ HK$216,286/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,053,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,209
−HK$6,116/mo
▼ 0.25% · 3.875%
HK$116,245
−HK$3,080/mo
Today · 4.125%
HK$119,325
baseline
▲ 0.50% · 4.625%
HK$125,615
+HK$6,290/mo
Deposit HK$2.48M · loan HK$22.31M · min. income ≈ HK$238,650/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,053,703 · Scale 2, in force from 26 Feb 2026)