LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,564
−HK$3,547/mo
▼ 0.25% · 3.875%
HK$58,324
−HK$1,787/mo
Today · 4.125%
HK$60,111
baseline
▲ 0.50% · 4.625%
HK$63,769
+HK$3,658/mo
Deposit HK$12.40M · loan HK$12.40M · min. income ≈ HK$120,222/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,054,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,927
−HK$3,400/mo
▼ 0.25% · 3.875%
HK$64,615
−HK$1,712/mo
Today · 4.125%
HK$66,327
baseline
▲ 0.50% · 4.625%
HK$69,823
+HK$3,496/mo
Deposit HK$12.40M · loan HK$12.40M · min. income ≈ HK$132,654/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,054,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,877
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,988
−HK$2,145/mo
Today · 4.125%
HK$72,133
baseline
▲ 0.50% · 4.625%
HK$76,523
+HK$4,390/mo
Deposit HK$9.92M · loan HK$14.88M · min. income ≈ HK$144,266/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,054,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,512
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,538
−HK$2,054/mo
Today · 4.125%
HK$79,592
baseline
▲ 0.50% · 4.625%
HK$83,787
+HK$4,195/mo
Deposit HK$9.92M · loan HK$14.88M · min. income ≈ HK$159,184/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,054,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,190
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,653
−HK$2,503/mo
Today · 4.125%
HK$84,156
baseline
▲ 0.50% · 4.625%
HK$89,276
+HK$5,120/mo
Deposit HK$7.44M · loan HK$17.36M · min. income ≈ HK$168,312/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$1,054,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,098
−HK$4,759/mo
▼ 0.25% · 3.875%
HK$90,461
−HK$2,396/mo
Today · 4.125%
HK$92,857
baseline
▲ 0.50% · 4.625%
HK$97,752
+HK$4,895/mo
Deposit HK$7.44M · loan HK$17.36M · min. income ≈ HK$185,714/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$1,054,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,815
−HK$6,385/mo
▼ 0.25% · 3.875%
HK$104,982
−HK$3,218/mo
Today · 4.125%
HK$108,200
baseline
▲ 0.50% · 4.625%
HK$114,784
+HK$6,584/mo
Deposit HK$2.48M · loan HK$22.33M · min. income ≈ HK$216,400/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,054,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,269
−HK$6,119/mo
▼ 0.25% · 3.875%
HK$116,306
−HK$3,082/mo
Today · 4.125%
HK$119,388
baseline
▲ 0.50% · 4.625%
HK$125,681
+HK$6,293/mo
Deposit HK$2.48M · loan HK$22.33M · min. income ≈ HK$238,776/mo (50% DSR)
Upfront cash ≈ HK$3.53M (deposit + AVD stamp duty HK$1,054,256 · Scale 2, in force from 26 Feb 2026)