LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,586
−HK$3,548/mo
▼ 0.25% · 3.875%
HK$58,346
−HK$1,788/mo
Today · 4.125%
HK$60,134
baseline
▲ 0.50% · 4.625%
HK$63,794
+HK$3,660/mo
Deposit HK$12.41M · loan HK$12.41M · min. income ≈ HK$120,268/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,054,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,951
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,640
−HK$1,712/mo
Today · 4.125%
HK$66,352
baseline
▲ 0.50% · 4.625%
HK$69,850
+HK$3,498/mo
Deposit HK$12.41M · loan HK$12.41M · min. income ≈ HK$132,704/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,054,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,903
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,015
−HK$2,146/mo
Today · 4.125%
HK$72,161
baseline
▲ 0.50% · 4.625%
HK$76,552
+HK$4,391/mo
Deposit HK$9.93M · loan HK$14.89M · min. income ≈ HK$144,322/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,054,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,542
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,568
−HK$2,055/mo
Today · 4.125%
HK$79,623
baseline
▲ 0.50% · 4.625%
HK$83,820
+HK$4,197/mo
Deposit HK$9.93M · loan HK$14.89M · min. income ≈ HK$159,246/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,054,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,220
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,685
−HK$2,503/mo
Today · 4.125%
HK$84,188
baseline
▲ 0.50% · 4.625%
HK$89,311
+HK$5,123/mo
Deposit HK$7.44M · loan HK$17.37M · min. income ≈ HK$168,376/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$1,054,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,132
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,496
−HK$2,397/mo
Today · 4.125%
HK$92,893
baseline
▲ 0.50% · 4.625%
HK$97,790
+HK$4,897/mo
Deposit HK$7.44M · loan HK$17.37M · min. income ≈ HK$185,786/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$1,054,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,855
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$105,023
−HK$3,219/mo
Today · 4.125%
HK$108,242
baseline
▲ 0.50% · 4.625%
HK$114,828
+HK$6,586/mo
Deposit HK$2.48M · loan HK$22.33M · min. income ≈ HK$216,484/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,054,666 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,313
−HK$6,121/mo
▼ 0.25% · 3.875%
HK$116,352
−HK$3,082/mo
Today · 4.125%
HK$119,434
baseline
▲ 0.50% · 4.625%
HK$125,730
+HK$6,296/mo
Deposit HK$2.48M · loan HK$22.33M · min. income ≈ HK$238,868/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,054,666 · Scale 2, in force from 26 Feb 2026)