LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,591
−HK$3,549/mo
▼ 0.25% · 3.875%
HK$58,351
−HK$1,789/mo
Today · 4.125%
HK$60,140
baseline
▲ 0.50% · 4.625%
HK$63,799
+HK$3,659/mo
Deposit HK$12.41M · loan HK$12.41M · min. income ≈ HK$120,280/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,054,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,957
−HK$3,401/mo
▼ 0.25% · 3.875%
HK$64,645
−HK$1,713/mo
Today · 4.125%
HK$66,358
baseline
▲ 0.50% · 4.625%
HK$69,856
+HK$3,498/mo
Deposit HK$12.41M · loan HK$12.41M · min. income ≈ HK$132,716/mo (50% DSR)
Upfront cash ≈ HK$13.46M (deposit + AVD stamp duty HK$1,054,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,909
−HK$4,259/mo
▼ 0.25% · 3.875%
HK$70,021
−HK$2,147/mo
Today · 4.125%
HK$72,168
baseline
▲ 0.50% · 4.625%
HK$76,559
+HK$4,391/mo
Deposit HK$9.93M · loan HK$14.89M · min. income ≈ HK$144,336/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,054,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,548
−HK$4,082/mo
▼ 0.25% · 3.875%
HK$77,574
−HK$2,056/mo
Today · 4.125%
HK$79,630
baseline
▲ 0.50% · 4.625%
HK$83,827
+HK$4,197/mo
Deposit HK$9.93M · loan HK$14.89M · min. income ≈ HK$159,260/mo (50% DSR)
Upfront cash ≈ HK$10.98M (deposit + AVD stamp duty HK$1,054,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,227
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,692
−HK$2,504/mo
Today · 4.125%
HK$84,196
baseline
▲ 0.50% · 4.625%
HK$89,319
+HK$5,123/mo
Deposit HK$7.45M · loan HK$17.37M · min. income ≈ HK$168,392/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$1,054,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,140
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,503
−HK$2,398/mo
Today · 4.125%
HK$92,901
baseline
▲ 0.50% · 4.625%
HK$97,798
+HK$4,897/mo
Deposit HK$7.45M · loan HK$17.37M · min. income ≈ HK$185,802/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$1,054,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,864
−HK$6,387/mo
▼ 0.25% · 3.875%
HK$105,032
−HK$3,219/mo
Today · 4.125%
HK$108,251
baseline
▲ 0.50% · 4.625%
HK$114,838
+HK$6,587/mo
Deposit HK$2.48M · loan HK$22.34M · min. income ≈ HK$216,502/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,054,757 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,322
−HK$6,123/mo
▼ 0.25% · 3.875%
HK$116,362
−HK$3,083/mo
Today · 4.125%
HK$119,445
baseline
▲ 0.50% · 4.625%
HK$125,741
+HK$6,296/mo
Deposit HK$2.48M · loan HK$22.34M · min. income ≈ HK$238,890/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,054,757 · Scale 2, in force from 26 Feb 2026)