LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,613
−HK$3,550/mo
▼ 0.25% · 3.875%
HK$58,374
−HK$1,789/mo
Today · 4.125%
HK$60,163
baseline
▲ 0.50% · 4.625%
HK$63,823
+HK$3,660/mo
Deposit HK$12.41M · loan HK$12.41M · min. income ≈ HK$120,326/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,055,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,981
−HK$3,403/mo
▼ 0.25% · 3.875%
HK$64,670
−HK$1,714/mo
Today · 4.125%
HK$66,384
baseline
▲ 0.50% · 4.625%
HK$69,883
+HK$3,499/mo
Deposit HK$12.41M · loan HK$12.41M · min. income ≈ HK$132,768/mo (50% DSR)
Upfront cash ≈ HK$13.47M (deposit + AVD stamp duty HK$1,055,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,935
−HK$4,260/mo
▼ 0.25% · 3.875%
HK$70,048
−HK$2,147/mo
Today · 4.125%
HK$72,195
baseline
▲ 0.50% · 4.625%
HK$76,588
+HK$4,393/mo
Deposit HK$9.93M · loan HK$14.90M · min. income ≈ HK$144,390/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$1,055,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,577
−HK$4,083/mo
▼ 0.25% · 3.875%
HK$77,604
−HK$2,056/mo
Today · 4.125%
HK$79,660
baseline
▲ 0.50% · 4.625%
HK$83,859
+HK$4,199/mo
Deposit HK$9.93M · loan HK$14.90M · min. income ≈ HK$159,320/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$1,055,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,258
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,723
−HK$2,505/mo
Today · 4.125%
HK$84,228
baseline
▲ 0.50% · 4.625%
HK$89,353
+HK$5,125/mo
Deposit HK$7.45M · loan HK$17.38M · min. income ≈ HK$168,456/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$1,055,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,173
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,538
−HK$2,399/mo
Today · 4.125%
HK$92,937
baseline
▲ 0.50% · 4.625%
HK$97,836
+HK$4,899/mo
Deposit HK$7.45M · loan HK$17.38M · min. income ≈ HK$185,874/mo (50% DSR)
Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$1,055,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,903
−HK$6,390/mo
▼ 0.25% · 3.875%
HK$105,072
−HK$3,221/mo
Today · 4.125%
HK$108,293
baseline
▲ 0.50% · 4.625%
HK$114,882
+HK$6,589/mo
Deposit HK$2.48M · loan HK$22.34M · min. income ≈ HK$216,586/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,055,160 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,366
−HK$6,124/mo
▼ 0.25% · 3.875%
HK$116,406
−HK$3,084/mo
Today · 4.125%
HK$119,490
baseline
▲ 0.50% · 4.625%
HK$125,789
+HK$6,299/mo
Deposit HK$2.48M · loan HK$22.34M · min. income ≈ HK$238,980/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,055,160 · Scale 2, in force from 26 Feb 2026)