LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,657
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,420
−HK$1,790/mo
Today · 4.125%
HK$60,210
baseline
▲ 0.50% · 4.625%
HK$63,874
+HK$3,664/mo
Deposit HK$12.42M · loan HK$12.42M · min. income ≈ HK$120,420/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,055,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,031
−HK$3,405/mo
▼ 0.25% · 3.875%
HK$64,721
−HK$1,715/mo
Today · 4.125%
HK$66,436
baseline
▲ 0.50% · 4.625%
HK$69,938
+HK$3,502/mo
Deposit HK$12.42M · loan HK$12.42M · min. income ≈ HK$132,872/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,055,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,989
−HK$4,263/mo
▼ 0.25% · 3.875%
HK$70,104
−HK$2,148/mo
Today · 4.125%
HK$72,252
baseline
▲ 0.50% · 4.625%
HK$76,649
+HK$4,397/mo
Deposit HK$9.94M · loan HK$14.91M · min. income ≈ HK$144,504/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$1,055,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,637
−HK$4,086/mo
▼ 0.25% · 3.875%
HK$77,665
−HK$2,058/mo
Today · 4.125%
HK$79,723
baseline
▲ 0.50% · 4.625%
HK$83,926
+HK$4,203/mo
Deposit HK$9.94M · loan HK$14.91M · min. income ≈ HK$159,446/mo (50% DSR)
Upfront cash ≈ HK$10.99M (deposit + AVD stamp duty HK$1,055,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,320
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,788
−HK$2,506/mo
Today · 4.125%
HK$84,294
baseline
▲ 0.50% · 4.625%
HK$89,424
+HK$5,130/mo
Deposit HK$7.45M · loan HK$17.39M · min. income ≈ HK$168,588/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$1,055,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,243
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,610
−HK$2,401/mo
Today · 4.125%
HK$93,011
baseline
▲ 0.50% · 4.625%
HK$97,913
+HK$4,902/mo
Deposit HK$7.45M · loan HK$17.39M · min. income ≈ HK$186,022/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$1,055,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,983
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$105,156
−HK$3,223/mo
Today · 4.125%
HK$108,379
baseline
▲ 0.50% · 4.625%
HK$114,973
+HK$6,594/mo
Deposit HK$2.48M · loan HK$22.36M · min. income ≈ HK$216,758/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,055,995 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,455
−HK$6,130/mo
▼ 0.25% · 3.875%
HK$116,498
−HK$3,087/mo
Today · 4.125%
HK$119,585
baseline
▲ 0.50% · 4.625%
HK$125,889
+HK$6,304/mo
Deposit HK$2.48M · loan HK$22.36M · min. income ≈ HK$239,170/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,055,995 · Scale 2, in force from 26 Feb 2026)