LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,668
−HK$3,553/mo
▼ 0.25% · 3.875%
HK$58,430
−HK$1,791/mo
Today · 4.125%
HK$60,221
baseline
▲ 0.50% · 4.625%
HK$63,886
+HK$3,665/mo
Deposit HK$12.43M · loan HK$12.43M · min. income ≈ HK$120,442/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,056,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,042
−HK$3,406/mo
▼ 0.25% · 3.875%
HK$64,733
−HK$1,715/mo
Today · 4.125%
HK$66,448
baseline
▲ 0.50% · 4.625%
HK$69,951
+HK$3,503/mo
Deposit HK$12.43M · loan HK$12.43M · min. income ≈ HK$132,896/mo (50% DSR)
Upfront cash ≈ HK$13.48M (deposit + AVD stamp duty HK$1,056,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,001
−HK$4,265/mo
▼ 0.25% · 3.875%
HK$70,117
−HK$2,149/mo
Today · 4.125%
HK$72,266
baseline
▲ 0.50% · 4.625%
HK$76,663
+HK$4,397/mo
Deposit HK$9.94M · loan HK$14.91M · min. income ≈ HK$144,532/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$1,056,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,651
−HK$4,087/mo
▼ 0.25% · 3.875%
HK$77,680
−HK$2,058/mo
Today · 4.125%
HK$79,738
baseline
▲ 0.50% · 4.625%
HK$83,941
+HK$4,203/mo
Deposit HK$9.94M · loan HK$14.91M · min. income ≈ HK$159,476/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$1,056,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,335
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,803
−HK$2,507/mo
Today · 4.125%
HK$84,310
baseline
▲ 0.50% · 4.625%
HK$89,440
+HK$5,130/mo
Deposit HK$7.46M · loan HK$17.40M · min. income ≈ HK$168,620/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$1,056,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,259
−HK$4,769/mo
▼ 0.25% · 3.875%
HK$90,626
−HK$2,402/mo
Today · 4.125%
HK$93,028
baseline
▲ 0.50% · 4.625%
HK$97,931
+HK$4,903/mo
Deposit HK$7.46M · loan HK$17.40M · min. income ≈ HK$186,056/mo (50% DSR)
Upfront cash ≈ HK$8.51M (deposit + AVD stamp duty HK$1,056,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,002
−HK$6,396/mo
▼ 0.25% · 3.875%
HK$105,175
−HK$3,223/mo
Today · 4.125%
HK$108,398
baseline
▲ 0.50% · 4.625%
HK$114,994
+HK$6,596/mo
Deposit HK$2.49M · loan HK$22.37M · min. income ≈ HK$216,796/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,056,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,476
−HK$6,131/mo
▼ 0.25% · 3.875%
HK$116,520
−HK$3,087/mo
Today · 4.125%
HK$119,607
baseline
▲ 0.50% · 4.625%
HK$125,912
+HK$6,305/mo
Deposit HK$2.49M · loan HK$22.37M · min. income ≈ HK$239,214/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,056,189 · Scale 2, in force from 26 Feb 2026)