LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,709
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,473
−HK$1,792/mo
Today · 4.125%
HK$60,265
baseline
▲ 0.50% · 4.625%
HK$63,932
+HK$3,667/mo
Deposit HK$12.43M · loan HK$12.43M · min. income ≈ HK$120,530/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,056,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,088
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,780
−HK$1,716/mo
Today · 4.125%
HK$66,496
baseline
▲ 0.50% · 4.625%
HK$70,001
+HK$3,505/mo
Deposit HK$12.43M · loan HK$12.43M · min. income ≈ HK$132,992/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,056,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,051
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,167
−HK$2,151/mo
Today · 4.125%
HK$72,318
baseline
▲ 0.50% · 4.625%
HK$76,718
+HK$4,400/mo
Deposit HK$9.95M · loan HK$14.92M · min. income ≈ HK$144,636/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$1,056,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,706
−HK$4,090/mo
▼ 0.25% · 3.875%
HK$77,736
−HK$2,060/mo
Today · 4.125%
HK$79,796
baseline
▲ 0.50% · 4.625%
HK$84,002
+HK$4,206/mo
Deposit HK$9.95M · loan HK$14.92M · min. income ≈ HK$159,592/mo (50% DSR)
Upfront cash ≈ HK$11.00M (deposit + AVD stamp duty HK$1,056,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,392
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$81,862
−HK$2,509/mo
Today · 4.125%
HK$84,371
baseline
▲ 0.50% · 4.625%
HK$89,505
+HK$5,134/mo
Deposit HK$7.46M · loan HK$17.41M · min. income ≈ HK$168,742/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$1,056,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,323
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,692
−HK$2,403/mo
Today · 4.125%
HK$93,095
baseline
▲ 0.50% · 4.625%
HK$98,002
+HK$4,907/mo
Deposit HK$7.46M · loan HK$17.41M · min. income ≈ HK$186,190/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$1,056,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,076
−HK$6,401/mo
▼ 0.25% · 3.875%
HK$105,251
−HK$3,226/mo
Today · 4.125%
HK$108,477
baseline
▲ 0.50% · 4.625%
HK$115,077
+HK$6,600/mo
Deposit HK$2.49M · loan HK$22.38M · min. income ≈ HK$216,954/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,056,953 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,558
−HK$6,135/mo
▼ 0.25% · 3.875%
HK$116,604
−HK$3,089/mo
Today · 4.125%
HK$119,693
baseline
▲ 0.50% · 4.625%
HK$126,003
+HK$6,310/mo
Deposit HK$2.49M · loan HK$22.38M · min. income ≈ HK$239,386/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,056,953 · Scale 2, in force from 26 Feb 2026)