LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,714
−HK$3,556/mo
▼ 0.25% · 3.875%
HK$58,478
−HK$1,792/mo
Today · 4.125%
HK$60,270
baseline
▲ 0.50% · 4.625%
HK$63,938
+HK$3,668/mo
Deposit HK$12.44M · loan HK$12.44M · min. income ≈ HK$120,540/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,057,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,094
−HK$3,408/mo
▼ 0.25% · 3.875%
HK$64,786
−HK$1,716/mo
Today · 4.125%
HK$66,502
baseline
▲ 0.50% · 4.625%
HK$70,008
+HK$3,506/mo
Deposit HK$12.44M · loan HK$12.44M · min. income ≈ HK$133,004/mo (50% DSR)
Upfront cash ≈ HK$13.49M (deposit + AVD stamp duty HK$1,057,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,057
−HK$4,267/mo
▼ 0.25% · 3.875%
HK$70,174
−HK$2,150/mo
Today · 4.125%
HK$72,324
baseline
▲ 0.50% · 4.625%
HK$76,725
+HK$4,401/mo
Deposit HK$9.95M · loan HK$14.92M · min. income ≈ HK$144,648/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,057,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,712
−HK$4,091/mo
▼ 0.25% · 3.875%
HK$77,743
−HK$2,060/mo
Today · 4.125%
HK$79,803
baseline
▲ 0.50% · 4.625%
HK$84,009
+HK$4,206/mo
Deposit HK$9.95M · loan HK$14.92M · min. income ≈ HK$159,606/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,057,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,400
−HK$4,979/mo
▼ 0.25% · 3.875%
HK$81,869
−HK$2,510/mo
Today · 4.125%
HK$84,379
baseline
▲ 0.50% · 4.625%
HK$89,513
+HK$5,134/mo
Deposit HK$7.46M · loan HK$17.41M · min. income ≈ HK$168,758/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$1,057,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,331
−HK$4,772/mo
▼ 0.25% · 3.875%
HK$90,700
−HK$2,403/mo
Today · 4.125%
HK$93,103
baseline
▲ 0.50% · 4.625%
HK$98,011
+HK$4,908/mo
Deposit HK$7.46M · loan HK$17.41M · min. income ≈ HK$186,206/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$1,057,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,085
−HK$6,402/mo
▼ 0.25% · 3.875%
HK$105,260
−HK$3,227/mo
Today · 4.125%
HK$108,487
baseline
▲ 0.50% · 4.625%
HK$115,088
+HK$6,601/mo
Deposit HK$2.49M · loan HK$22.38M · min. income ≈ HK$216,974/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,057,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,569
−HK$6,135/mo
▼ 0.25% · 3.875%
HK$116,614
−HK$3,090/mo
Today · 4.125%
HK$119,704
baseline
▲ 0.50% · 4.625%
HK$126,014
+HK$6,310/mo
Deposit HK$2.49M · loan HK$22.38M · min. income ≈ HK$239,408/mo (50% DSR)
Upfront cash ≈ HK$3.54M (deposit + AVD stamp duty HK$1,057,049 · Scale 2, in force from 26 Feb 2026)